USDA Vs. FHA your options comparison in Nowata, Nowata County, OK

For 2025, the USDA loan limit in Nowata, located in the county of Nowata, OK, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Employ the Lendersa® USDA loan calculator to assess the leading USDA vs. FHA rates available today, and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best financial program for your circumstances in .

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2025 Loan Limits and Downpayment Requirements in Nowata, Nowata, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Nowata, OK

Lendersa® is dedicated to providing you with the most suitable USDA or FHA loans quickly and with ease. Select one of three paths to connect with lenders and find appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OK

USDA home loans, backed by the U.S. Department of Agriculture, also referred to as USDA rural development loans or USDA mortgages, are specifically for rural areas. Contrary to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lampco Federal Credit Union
  • 5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
  • The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.
  • Independent Federal Credit Union
  • 3737 South Scatterfield Road, Anderson, IN, 46013
  • At Independent Federal Credit Union, you are more than a member, you are an owner! Independent Federal Credit Union is committed to being the primary financial institution in Madison and also Independent Federal Credit Union is committed to being the primary financial institution in Madison County and to improving the lives of its members
  • Crowder Mortgage Inc
  • 104 Bohn Court, Lyons, CO, 80540
  • Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers
  • LoanStars Mortgage Company
  • 1200 Lonestar Road, Lyons, CO, 80540
  • At LoanStars Mortgage you will find the lowest most competitive interest rates in the industry, always processed promptly with the utmost honesty, integrity and professionalism. I understand that your loan is of the utmost importance to you and take the time that is needed to make you comfortable
  • Johnson Financial Group: Tammy Klemmer
  • 555 Main Street, Racine, WI, 53403
  • The Johnson Financial Group family is proud to offer a comprehensive suite of banking, wealth and insurance services. Johnson Financial Group provides: • full line of banking services including wealth, mortgage, leasing, consumer and commercial banking through over 30 locations in Wisconsin and Minnesota. • management services for individ
  • The First Bank of Alabama
  • 120 East North Street, Talladega, AL, 35160
  • Founded in 1848, FNB is the oldest continuously operating bank in the state of Alabama. We are proud to be a member bank of the FDIC and an Equal Housing Lender. Our focus is on the Talladega, Lincoln and Munford communities in North Talladega county as well as the surrounding areas. We are a full service bank catering to both consumer
  • Sycamore Federal Credit Union
  • 18070 AL-21, Talladega, AL, 35160
  • We started out in 1945, in a 748 sq. ft. building in the mill village of Sycamore and have expanded to now (2022) a 4,922 sq. ft. building that we own in Sycamore right off of Alabama Highway 21. This growth has been obtained because of management and because our employees treat members like family, not as numbers.
  • US BANK
  • 800 Nicollet Mall, Minneapolis, MN, 55402
  • U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
  • Associated Healthcare Credit Union
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  • Pipefitters Steamfitters Credit Union
  • 6445 Lake Road Terrace, Suite 100, Saint Paul, MN, 55125
  • We are a not-for-profit financial institution exclusively serving the members of the U.A. Local #455 Pipefitters Steamfitters and their families. Our philosophy being, “We are member-owned, dedicated to fitting your financial needs”. We are a not-for-profit cooperative, meaning we return all of our profits to the members through lower fees.
  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.