USDA and FHA Pro and Con in Bartlesville, Washington County, OK

In 2026, the USDA loan cap for Bartlesville, within Washington, OK, is $336,500. For single-family homes, the FHA limit is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates and determine the requisite income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you choose the best program in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Bartlesville, Washington, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Discover USDA and FHA Loan Options in Bartlesville, OK

The aim of Lendersa® is to provide you with the optimal USDA or FHA loan quickly and without hassle. Start with one of three paths to find matching lenders and explore USDA loan programs.

Results from Lendersa's USDA loan requests and matches

What is a USDA Loan in OK?

A USDA home loan, insured by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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