USDA and FHA Pro and Con in Miami, Ottawa County, OK
In the year 2025, the USDA loan limit for Miami, located in the county of Ottawa, OK, is $336,500. Meanwhile, the FHA threshold for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates. This comparison helps identify income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Miami, County of Ottawa, OK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Miami, OK
Lendersa® is dedicated to finding the most suitable USDA or FHA loan for you quickly and without hassle. Choose from one of three paths to connect with lenders and USDA loan offerings.
A USDA home loan, assured by the Department of Agriculture, also known as a USDA rural development loan or a USDA mortgage, is specifically available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
This loan type is especially favorable for individuals in rural areas seeking homeownership without initial large financial commitments, made possible through streamlined procedures and substantial government endorsement.
At JAXEN MORTGAGE GROUP LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
I offer my clients the best possible rates and lowest closing costs in the business. Working with over 20 wholesale national lenders allows me to compete with any bank or on-line lender. Our home loans are designed to fit your needs. I've been in in the Mortgage industry for over 25 years
9100 S. Dadeland Blvd., Suite 1500, Miami, FL, 33156
Miriam Gilmore is the Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic and foreign clients with a vast array of loan products & guidance through the process. Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic & foreign
Attorneys’ Mortgage Plus Inc. specializes in providing the highest level information possible for our clients. We work closely with our borrowers to achieve the best financing alternatives in the market that our available to our clients. With open and transparent pricing we pride ourselves in providing accurate information.
Caribbean Bridge Lender is the fast and reliable direct private lender.
If you're in the market for a loan from $3 million to over $50 million (US$), and you've been having a problem finding someone to accommodate your special circumstances, Caribbean Bridge Lender is the solution you've been looking for.
Because of our experience, connectio
We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.
120 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ, 07632
Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service
8603 South Dixie Highway | Suite 218, Pinecrest, FL, 33156
Stewards of Capital helps hundreds of Americans purchase their first home every day, and help others lower their monthly payment by refinancing. Our exclusive home mortgage programs allow you to buy a home with a minimal down payment in as little as 15 days. but Some home mortgage programs require as little as 0% down! In many cases.
PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida with an office in Houston, Texas. PS has many Licensed Mortgage Loan Originators spread throughout Florida and Texas, and has been in business and licensed in Florida since 2012.PS Mortgage Lending is home to Phil Stevenson - AKA "The Mortgage Nerd"
