USDA Vs. FHA your options comparison in Miami, Ottawa County, OK
In the year 2025, the USDA loan limit for Miami, located in the county of Ottawa, OK, is $336,500. Meanwhile, the FHA threshold for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates. This comparison helps identify income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Miami, County of Ottawa, OK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Miami, OK
Lendersa® is dedicated to finding the most suitable USDA or FHA loan for you quickly and without hassle. Choose from one of three paths to connect with lenders and USDA loan offerings.
A USDA home loan, assured by the Department of Agriculture, also known as a USDA rural development loan or a USDA mortgage, is specifically available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
This loan type is especially favorable for individuals in rural areas seeking homeownership without initial large financial commitments, made possible through streamlined procedures and substantial government endorsement.
Wisconsin Mortgage Corporation Offering home loan services since 1983, Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin. Through the years, Wisconsin Mortgage Corporation has always delivered the most progressive mortgage solutions available. Technology and a highly professional team.
Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.
The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.
Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.
For more than 55 years, Tri City has been a bank focused on the needs of its customers and communities. Put simply, we succeed when you do. That’s why we are dedicated to helping families fulfill their financial dreams and businesses grow. After all, we are Your Hometown Bank. Member FDIC. Equal Housing Lender.
In 1934, Harnischfeger Corporation employees in West Milwaukee, Wisconsin established a credit union to provide a source of credit at a fair interest rate and the opportunity for its members to improve their economic and social conditions. In 1986, the membership voted to expand the charter to a community credit union serving any persons living.
Toro Federal Employees Credit Union offers comprehensive financial services to Toro employees who live in the United States, as well as their immediate family members. Immediate family members include: spouses, children, stepchildren, parents, grandparents, grandchildren, brothers and sisters.
Established in 1957 by local educators, My Credit Union (formerly RBCU) is committed to improving the quality of its members lives by helping to educate them to make the best financial decisions, provide them with the best personal and remote access service, and strengthen the communities it serves by giving back both time and money.
8053 East Bloomington Freeway, Suite 300, Bloomington, MN, 55420
Superior Financing, Inc. is a small independent brokerage firm with national investor alliances for favorable (enhanced) pricing. Superior Financing, Inc. utilizes state of the art industry leading software and technology for streamline applications, processing and underwriting for a smooth process and enjoyable experience.
