USDA Vs. FHA your options comparison in Vinita, Craig County, OK
In 2025, the USDA loan limit in Vinita, within the county of Craig, OK, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to contrast today’s best USDA and FHA rates. Determine the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options simultaneously, helping you choose the right program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Vinita, Craig, OK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Vinita, OK
The aim of Lendersa® is to get you the most suitable USDA or FHA loan quickly and easily. Choose one of three starting options that match you with lenders and USDA loan programs efficiently.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
9017 Reseda Boulevard, Suite 204, Northridge, CA, 91324
Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
9338 Reseda Blvd, Suite 210, Northridge, CA, 91324
At LA Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.
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1223 Wilshire Blvd, Suite 405, Santa Monica, CA, 90403
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Home Advantage Mortage Corporation is a licensed mortgage broker, located in Littleton, Massachusetts. Established in 1993, we are licensed in Massachusetts, New Hampshire, and Maine. We offer a wide range of mortgage products at the most competitive rates available. Our products are not limited to “A” type borrowers.
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