USDA Vs. FHA Pro and Con comparison in Vinita, Craig County, OK

In 2025, the USDA loan limit in Vinita, within the county of Craig, OK, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to contrast today’s best USDA and FHA rates. Determine the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options simultaneously, helping you choose the right program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Vinita, Craig, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Vinita, OK

The aim of Lendersa® is to get you the most suitable USDA or FHA loan quickly and easily. Choose one of three starting options that match you with lenders and USDA loan programs efficiently.

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Understanding USDA Loans in OK

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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