In 2026, the USDA loan limit for Pryor-Creek in Mayes county, OK, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and figure out the required income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view and compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama suits your financial situation best.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal at Lendersa® is to swiftly secure the best USDA or FHA loan options for you with minimal hassle. Choose from one of three starting paths that align you with lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It is available exclusively in rural areas and, unlike FHA loans requiring at least a 3.5% down payment, requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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