USDA Loan Vs. FHA loan pro & con Pryor-Creek, Mayes County, OK

In 2025, the USDA loan limit for Pryor-Creek in Mayes county, OK, is set at $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and figure out the required income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view and compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama suits your financial situation best.

Exploring USDA and FHA Loan Alternatives in Pryor-Creek, OK

The goal at Lendersa® is to swiftly secure the best USDA or FHA loan options for you with minimal hassle. Choose from one of three starting paths that align you with lenders and USDA loan programs.

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What Makes a USDA Loan Unique in OK?

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It is available exclusively in rural areas and, unlike FHA loans requiring at least a 3.5% down payment, requires no down payment at all.

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(918) 477-3200 Lender's profile and map Reviews Red Crown Credit Union 5001 E 91st Street, Tulsa, OK, 74137 Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.
(918) 299-3800 Lender's profile and map Reviews Raystar Mortgage Group Inc 9404 S Delaware Ave, Tulsa, OK, 74137 Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan
(918) 582-1965 Lender's profile and map Reviews First Oklahoma Federal Credit Union 1419 S Denver Avenue, Tulsa, OK, 74119 First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
(405) 793-9991 Lender's profile and map Reviews BELL FINANCE & DIAMOND FINANCE 623 N Broadway, Suite B, Moore, OK, 74401 About Bell Finance/ Diamond Finance Signature Loans in Oklahoma Signature Loans are personal loans that rely on your signature to repay. This is a financial product that many people use all the time. With this type of loan, borrowers do not have to pledge collateral, such as their homes, businesses or automobiles
(918) 456-9105 Lender's profile and map Reviews Muskogee Federal Credit Union 4595 S. Muskogee Ave, Tahlequah, OK, 74401 MFCU has an option that’s right for you. We offer a range of services, accounts, loans, and investment opportunities. On January 28, 1936 an organizational meeting was held to establish a Credit Union for the employees of the Veterans Administration Facility and their families. Those present applied for a charter in the name of U.S. Veterans Facili
(918) 680-6900 Lender's profile and map Reviews Armstrong Bank 1111 W Broadway St, Muskogee, OK, 74401 Armstrong Bank has taken pride in providing exceptional customer service. As a family-oriented Bank with locations across Oklahoma and Arkansas, our Banking experts live and work in the communities that they serve. Armstrong employees dedicate their time and talents to a wide variety of community organizations
(918) 392-2500 Lender's profile and map Reviews First Oklahoma Bank 100 S Riverfront Dr, Jenks, OK, 74037 Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.
(877) 406-8109 Lender's profile and map Reviews Gateway Mortgage Group 244 South Gateway Place, Jenks, OK, 74037 Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.
(918) 582-7573 Lender's profile and map Reviews Employees Federal Credit Union OK 1120 W 17th Street, Tulsa, OK, 74107 Our mission statement "We Help People Succeed" is our duty and our responsibility to you, our Members. We continually strive to be the best at what we do & help those who are often ignored or pushed away by other institutions. The Credit Union philosophy of self-help, self-support & promotion of thrift has not changed since our beginning in 1954.
(417) 658-1698 Lender's profile and map Reviews The Corner Stone Bank 117 North Main, South West City, MO, 64863 The Cornerstone Bank is continuously growing and expanding to better meet the needs of its customers. In 1986, the bank opened its first branch in Tiff City, followed by the Lanagan branch in 1995. The Goodman branch opened in the fall of 2009, with the latest addition, the Pineville branch, opening in 2015.
(580) 233-3535 Lender's profile and map Reviews Stride Bank, National Association 1415 SE Washington Blvd., Bartlesville, OK, 74006 Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions
(918) 224-3210 Lender's profile and map Reviews American Heritage Bank 3309 E Frank Phillips Blvd, Bartlesville, OK, 74006 American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.