USDA and FHA Pro and Con in Hominy, Osage County, OK
In 2026, the USDA loan limit for Hominy in the county of Osage, OK is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize Lendersa® USDA loan calculator to contrast the most advantageous USDA versus FHA rates available today, and establish the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA side by side, aiding you in selecting the optimal program for your specific financial needs in .
2026 Loan Limits and Down Payment Requirements in Hominy, Osage, OK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Consider USDA and FHA Loan Options in Hominy, OK
Lendersa® is committed to securing the most suitable USDA or FHA loans for you quickly and effortlessly. Pick one of three options to align with lenders and access USDA loan programs.
A USDA home loan is a type of mortgage endorsed by the U.S. Department of Agriculture, known as a USDA rural development loan, targeting rural areas only. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.
1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.
Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
Our mission statement "We Help People Succeed" is our duty and our responsibility to you, our Members. We continually strive to be the best at what we do & help those who are often ignored or pushed away by other institutions. The Credit Union philosophy of self-help, self-support & promotion of thrift has not changed since our beginning in 1954.
We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.
Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.
The bank was opened in 1963 with the name First National Bank of Turley, by a group of investors that included John Smith. Mr. Smith saw the need in the community to have a local bank & 50 years later, the Smith family continues to serve the local community. In 1991, the bank became a state charter bank & changed its name to First Bank of Turley.
Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
There are some situations where you might need some extra money than you have in your hands. The professional team at Money Services can help you by providing comprehensive loan services.and also Money services Inc. provides second chance loans, cash express and cash finance to the Tulsa, OK, area.
