USDA Vs. FHA Pro and Con comparison in Claremore, Rogers County, OK

In the year 2025, the USDA loan cap in Claremore, located in the county of Rogers, OK, stands at $336,500. In contrast, the FHA cap for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates. This will help you pinpoint the income, credit score, reserves, and documentation needed to qualify. Our cutting-edge mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side-by-side, making it easier to determine which Alabama program aligns with your financial needs.

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2025 Loan Limits & Down Payment Requirements in Claremore, County of Rogers, OK

Type of Loan Maximum Loan Amount Down Payment Needed
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Home Loan Options in Claremore, OK

At Lendersa®, we aim to secure the best USDA or FHA loan for you promptly and efficiently. Begin with one of our three options that match you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OK

A USDA home loan, endorsed by the United States Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is exclusively available to rural area residents. Unlike an FHA loan requiring a minimum 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1991 Lower Roswell Rd, Marietta, GA, 30068
  • Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members. Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference
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