USDA and FHA Pro and Con in Altamont, Klamath County, OR
For 2025, the USDA loan limit in Altamont, part of Klamath, OR, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today’s optimal USDA vs. FHA rates and figure out the required income, credit, reserves, and paperwork to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you select the right program for your financial needs in .
Loan Limits & Down Payment Needs in Altamont, Klamath, OR for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Altamont, OR
The objective of Lendersa® is to secure the best USDA or FHA loan quickly and effortlessly. Begin by choosing one of three options to connect with lenders and find suitable USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans require none.
Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
Security Federal Providing excellent service to our customers is our primary objective. Each employee must be committed to excellence in order to achieve this objective. As a small community Bank where each employee has contact with customers, YOU represent the Bank. Our actions and attitude can either gain customers or lose them.
The Bank of Richton closed in 1930 and a new bank was organized that year with E.M. Gavin as President and T.W. Milner as vice president. This was the first organization of the Richton Bank and Trust Company. However in 1932 the Richton Bank and Trust Company was reorganized with B. M. Stevens appointed President, C.S. Bentley as Vice President.
Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.
On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.
Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
