FHA Vs. USDA loan program for Eagle-Point, Jackson County, Oregon

In 2025, USDA loan limit in Eagle-Point, county of Jackson, OR is $285,200 while FHA limit is $356,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Eagle-Point, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(828) 776-8632 2182 miles Lender's profile and map Reviews ALFIE 19 Arlington Street, Asheville, NC, 28801 ALFIE is a real estate collateral-based lender specializing in creative solutions for individuals looking to purchase or refinance a variety of real estate investments. At ALFIE, we recognize that traditional financing isn't always an option or may not be the right fit for your needs.
(800) 627-1632 2182 miles Lender's profile and map Reviews HomeTrust Bank 10 Woodfin Street, Asheville, NC, 28801 HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support. We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.
(828) 274-1515 2182 miles Lender's profile and map Reviews Plum Dog Financial LLC 218 Patton Avenue, Asheville, NC, 28801 PlumDog, we believe the most important decision a client makes is choosing the right mortgage company to assure the best possible results for their investment. When dealing with your largest asset and greatest liability, one quickly understands the need for personalized lending assistance.
(828) 571-0219 2182 miles Lender's profile and map Reviews Lucid Lending 47 Orange Street, Suite B, Asheville, NC, 28801 At Lucid Lending we look forward to matching you with the best mortgage program to fit your needs. We know everyone has a different situation, some are more unique that others, and it is important that you work with someone that has the knowledge and experience of the constantly changing mortgage industry.
(334) 702-7774 2182 miles Lender's profile and map Reviews MidSouth Bank 2526 West Main Street, Dothan, AL, 36301 At MidSouth Bank, our roots have long been established in independent, community Banking. Founded in January 1912, during an era when many community leaders across the nation formed Banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18, 000 in assets.
(423) 543-5050 2182 miles Lender's profile and map Reviews Elizabethton Federal Savings Bank 112-114 North Sycamore Street, Elizabethton, TN, 37643 Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
(423) 547-1200 2182 miles Lender's profile and map Reviews Northeast Community Credit Union 980 Jason Witten Way, Elizabethton, TN, 37643 Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
(423) 542-6078 2182 miles Lender's profile and map Reviews Happy Valley Credit Union 210 East C Street, Elizabethton, TN, 37643 Happy Valley Credit Union was chartered by the State of Tennessee in 1933 to service the employees of NARC & Bemberg. Our Name was originally Bemberg-Glanzstoff Credit Union. Our name changed to Happy Valley Credit Union in 1934. Membership is open to anyone who worships, lives, or works within one of our census tract areas of Carter County, TN.
(423) 543-2265 2182 miles Lender's profile and map Reviews Citizens Bank Tennessee 300 Broad Street, Elizabethton, TN, 37643 Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
(423) 518-1777 2182 miles Lender's profile and map Reviews Advanced Mortgage Services, Inc. 1970 W. Elk Avenue, Unit C, Elizabethton, TN, 37643 At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(716) 366-4070 2182 miles Lender's profile and map Reviews Lake Shore Savings Bank 128 East Fourth Street, Dunkirk, NY, 14048 Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
(724) 283-9427 2182 miles Lender's profile and map Reviews BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION 112 Campus Lane, Butler, PA, 16001 The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.