In 2025, the maximum USDA loan in Eagle-Point, county of Jackson, OR, is $285,200. Meanwhile, the FHA limit for a single-family house is $356,500.
Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates, and identify the needed income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to determine which program in
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| Loan Category | Loan Ceiling | Initial Payment |
| USDA | $285,200 | 0% |
| FHA | $356,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to quickly provide you with the ideal USDA or FHA loan, hassle-free. Begin with any of three methods that connect you with matching lenders and USDA loan opportunities.
A USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or mortgage, and is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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