In 2026, the USDA loan cap in Medford, located in the county of Jackson, OR, is $336,500, whereas the limit for an FHA loan on a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can evaluate today's top USDA versus FHA rates. This tool identifies the income, credit score, reserves, and necessary documentation required for qualification. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the ideal plan for your financial needs in .
2026 Loan Limits and Downpayment Guidelines in Medford, County of Jackson, OR
Loan Type
Loan Cap
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Medford, OR
Lendersa® strives to ensure you quickly access the best USDA or FHA loans without hassle. Choose from three different approaches that connect you with lenders and match you to suitable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and called a USDA rural development loan or mortgage, is intended solely for rural locations. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage demands no down payment.
Bryant State Bank is a locally owned community bank that has built its history by forming lasting relationships with the community, our customers and our neighbors. We have maintained our founders’ original vision of serving the community with consumer friendly products and helping customers succeed financially.
Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
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We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing
First United Bank, the seeds of our business were planted more than 125 years ago in the rich, black soil of North Dakota farms. It doesn’t matter how you do business with us; if you are involved with First United Bank, you are involved with agriculture. That’s because our bank is still true to its roots.
Meadow Grove Federal Credit Union’s mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being
The mission of Genoa Community Bank is to provide financial services to the local market area, to meet the needs of its shareholders and employees, and to assist Genoa and surrounding communities to maintain and grow economic activity. Genoa Community Bank will uphold the highest standards of quality and ethics.
Brownfield Federal Credit Union is a member-owned and controlled financial services organization. Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. Building lifelong relationships one member at a time. Brownfield Federal Credit Union Chartered in 1960.
Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.
Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
