FHA Vs. USDA loan program for Medford, Jackson County, Oregon

In 2025, USDA loan limit in Medford, county of Jackson, OR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Medford, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

630 376 2100 1793 miles Lender's profile and map Reviews Draper and Kramer Mortgage Corp. 1431 Opus Place, Suite 200, Chicago, IL, 60615 Draper and Kramer Mortgage Corp. is the residential mortgage division of Draper and Kramer, one of the country’s premier full-service property and financial services firms. While still a family-owned company headquartered in Chicago, we help identify and structure mortgage financing programs for clients across the United States, and have been doing
(844) 315-6267 1793 miles Lender's profile and map Reviews Royalty Elite Mortgage Corp 19624 Governors Highway, Suite 1, Flossmoor, IL, 60422 Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.
(800) 892-1111 1793 miles Lender's profile and map Reviews Mobiloil Credit Union 3535 Calder Avenue, Beaumont, TX, 77706 Mobiloil CU is a not-for-profit financial service cooperative that currently has more than 67, 000 members & assets exceeding $1 Billion. Our purpose is to help members achieve their goals and dreams by providing the financial tools and services to get them there. Mobiloil CU has maintained a competitive position among other financial institutions.
(409) 861-2200 1793 miles Lender's profile and map Reviews Homestead Mortgage 8155 Gladys Ave, Suite 100, Beaumont, TX, 77706 Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients
(618) 549-2181 1793 miles Lender's profile and map Reviews The Bank of Carbondale 216 East Main Street, Carbondale, IL, 62901 The Bank of Carbondale was originally chartered as the Vergennes State Bank in 1919, located on the corner of Hack Avenue and Main Street in Vergennes, Illinois. In 1970, the charter was transferred and established as The Bank of Carbondale, with a Main Street location in downtown Carbondale. In January 1981,
(906) 387-2006 1793 miles Lender's profile and map Reviews Peoples State Bank of Munising 100 E. Superior St., Munising, MI, 49862 On May 7, 1910, seven men met to approve the Articles of Incorporation of a new bank. “The Peoples State Bank of Munising, ” as it was named, was established for the purpose of a commercial and savings bank. The bank opened for business on Wednesday, June 15, 1910. Over time, five branches were opened: Au Train in 1991,
(773) 702-7179 1793 miles Lender's profile and map Reviews Maroon Financial Credit Union 5525 S Ellis Avenue, Suite C, Chicago, IL, 60637 In 1957, a group of faculty and administration staff at the University of Chicago saw the need to create a financial institution focused on providing a source of credit at reasonable rates and promoting thrift within the University Community. That original idea is the foundation for the company that would become Maroon Financial Credit Union.
(217) 347-7173 1793 miles Lender's profile and map Reviews Washington Savings Bank 200 South Banker Street, Effingham, IL, 62401 In 1883, a group of men got together, to establish an organization whose primary purpose was to help its members purchase homes. The mission of Washington Savings Bank is to be a financially strong, progressive bank, serving our customers by providing quality, professional and innovative products and services they need and want, in a safe
(800) 305-7751 1793 miles Lender's profile and map Reviews Crossroads Bank 2000 S Banker Street, Effingham, IL, 62401 Crossroads Bank was founded in the midst of that growth. Chartered in 1973 and opened in 1974 on South Banker Street in front of the new shopping mall, the bank grew quickly. As Crossroads Bank grew, a second facility was built in 1987 on Keller Drive, making banking convenient for all of the bank’s customers.
(855) 696-4352 1793 miles Lender's profile and map Reviews Midland States Bank 1201 Network Centre Drive, Effingham, IL, 62401 Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.