USDA Vs. FHA your options comparison in Medford, Jackson County, OR
In 2025, the USDA loan cap in Medford, located in the county of Jackson, OR, is $336,500, whereas the limit for an FHA loan on a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can evaluate today's top USDA versus FHA rates. This tool identifies the income, credit score, reserves, and necessary documentation required for qualification. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the ideal plan for your financial needs in .
2025 Loan Limits and Downpayment Guidelines in Medford, County of Jackson, OR
Loan Type
Loan Cap
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Medford, OR
Lendersa® strives to ensure you quickly access the best USDA or FHA loans without hassle. Choose from three different approaches that connect you with lenders and match you to suitable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and called a USDA rural development loan or mortgage, is intended solely for rural locations. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage demands no down payment.
New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25' building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.
15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.
8444 Westpark Drive The Fourth Floor, Mc Lean, VA, 22102
FSMC is a private lender for residential financing. We are committed to supporting and helping individuals and families achieve their dream of homeownership in Virginia. We use new and innovating technology to make the application and overall loan process as smooth as possible for each client.
A mortgage broker with over three decades of industry experience, Jonathan Lyons founded the Lyons Group Inc in 1991 with the goal of providing honest and direct financial assessments for clients in the Washington metropolitan area. Whether purchasing a home, refinancing for a lower rate or tapping home equity
We are a specialty mortgage boutique offering customized lending solutions to clients in DC, MD, and VA. Headquartered in downtown Vienna, VA, our firm serves a diverse and loyal customer base. Our differentiated service allows us the unique opportunity to optimize our clients’ present borrowing capacities for an advantageous financial future.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our mission since opening in 2005 has always been to connect our customers with the optimal home loan and help create a smooth path to homeownership. We deliver those loans everyday with a personalized experience that meets the unique needs of each borrower and their financial goals.
1111 Pemberton Hill Road, Suite 101, Apex, NC, 27502
We have a team of mortgage experts who are ready to help you navigate this important financial commitment. We have closed over 28, 000 mortgage loans for North Carolina homeowners and Lowest rates & closing costs in the Triangle and throughout NC. Jodie Disbro Mortgage Broker with a demonstrated history of working in the real estate industry.
