FHA Vs. USDA loan program for Ashland, Jackson County, Oregon

In 2025, the USDA loan limit for Ashland, Jackson in OR is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to assess the most favorable USDA versus FHA rates today, and determine necessary requirements like income, credit, reserves, and documents. Our advanced mortgage tool presents USDA, FHA, Conforming, and VA programs side by side, facilitating your choice of the best option in for your financial needs.

Exploring USDA and FHA Loan Options in Ashland, OR

The aim of Lendersa® is to connect you promptly with the optimal USDA or FHA loan without complexity. Choose one of three paths provided to align with suitable lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan, backed by the government through the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. While FHA loans require at least a 3.5% down payment, USDA mortgages require none.

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(707) 445-8801 Lender's profile and map Reviews Coast Central Credit Union 2650 Harrison Avenue, Eureka, CA, 95501 At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.
(707) 443-9940 Lender's profile and map Reviews Briton Mortgage 303 Harris Street, Eureka, CA, 95501 "Briton Mortgage purchased their building in 2001. It was a family home in disrepair. Janine made a commitment to the owner and her family that the home would not be torn down, but repaired and restored. The remodeling was complete in 2003 and it has been the proud ""home"" of Briton Mortgage ever since."
707.444.7711 Lender's profile and map Reviews ReProp Financial 735 4th Street, Eureka, CA, 95501 ReProp Financial, a private money lender, is a division of ReProp Investments, Inc., established in 1978. We are a regional, niche real estate collateral lender, specializing in commercial, industrial and agricultural loans. We are a boutique specialty lender with extensive experience in all types of small balance commercial loans.
(541) 746-5240 Lender's profile and map Reviews Citizens Bank 2355 Olympic Street, Springfield, OR, 97477 In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.
(541) 741-2605 Lender's profile and map Reviews Gateway Credit Union 3030 Gateway Loop, Springfield, OR, 97477 Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.
(541) 988-9059 Lender's profile and map Reviews Emerald Empire Federal Credit Union 850 Beltline Road, Springfield, OR, 97477 Our mission is To provide members with low rates on loans and a high return on their savings as well as other financial services based upon co-operative principles. To provide our members with a convenient, friendly atmosphere and offer them the opportunity to achieve a higher standard of living with a feeling of ownership of the credit union.
(541) 302-2687 Lender's profile and map Reviews Fluent Mortgage 1245 Main Street, Springfield, OR, 97477 "FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000. Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing
541 343 9714 Lender's profile and map Reviews AIC Advanced Investment Corp 380 Q Street, Suite 240, Springfield, OR, 97477 AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.
(541) 343-6238 Lender's profile and map Reviews Pacific Cascade Federal Credit Union 1075 Oak Street, Eugene, OR, 97401 Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
(541) 683-5665 Lender's profile and map Reviews Laneco Federal Credit Union 74 Centennial Loop, Suite A, Eugene, OR, 97401 At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
(541) 484-5304 Lender's profile and map Reviews EWEB Employees Federal Credit Union 388 Pearl Street, Suite 1, Eugene, OR, 97401 EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
(541) 485-2223 Lender's profile and map Reviews Precision Capital 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401 At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,