For 2025, the USDA loan limit set for Klamath-Falls, in Klamath County, OR, is $285,000, whereas the limit for an FHA loan on a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates. It helps in determining the required income, credit status, reserves, and documentation necessary for eligibility. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to efficiently connect you with the best possible USDA or FHA loans, minimizing any hassle. Choose one of three starting points to match with lenders and appropriate USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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