USDA and FHA Pro and Con in Aumsville, Marion County, OR

As of 2025, the USDA loan ceiling in Aumsville, located in the county of Marion, OR, is $336,500. Concurrently, the FHA cap for a single-family residence stands at $483,000.

Utilize the Lendersa® USDA loan calculator to contrast the current USDA and FHA best rates and assess the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can view side by side the USDA, FHA, Conforming, and VA options, helping to identify which program in aligns best with your financial needs.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Needs in Aumsville, County of Marion, OR

Type of Loan Maximum Loan Initial Payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Aumsville, OR

The aim of Lendersa® is to quickly and effortlessly secure you the most advantageous USDA or FHA loan. Choose from three entry points that facilitate connecting with suitable lenders and relevant USDA loan programs.

Image showing Lendersa USDA loan requests and matching outcomes

Defining USDA Loans in OR

A USDA home loan, endorsed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, a USDA mortgage loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.
  • NRS Community Development Federal Credit Union
  • 7400 London Ave, Birmingham, AL, 35206
  • Established in 1996, NRS Community Development Federal Credit Union is poised to be the community financial institution of choice for the Birmingham area. Our purpose is to promote thrift, teach wise money management, provide financial products, and assist members in reaching their financial goals.
  • Jefferson Credit Union
  • 5261 Ross Bridge Pkwy, Hoover, AL, 35226
  • Jefferson Credit Union is a financial institution based in Hoover, Alabama. Anyone in Jefferson County or any of the surrounding counties can become a member for life with an initial deposit of $5. Our members have access to home mortgages, auto loans, checking accounts, savings accounts, CD's, and many other banking services.
  • Mortgage Funding, LLC
  • 2171 Clearbrook Rd, Birmingham, AL, 35226
  • At NMI Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Social Mortgage LLC.
  • 1861 W25th Street, Cleveland, OH, 44113
  • Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,
  • AMKO Lending LLC
  • 2019 Center Street, Suite 103, Cleveland, OH, 44113
  • Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.
  • NoteWorthy Federal Credit Union
  • 1900 Superior Avenue E, Suite 126, Cleveland, OH, 44114
  • We are the arts community’s credit union, offering products designed to meet the unique professional and personal needs of the art & music community. Our services range from competitive checking and savings accounts to low-interest credit cards, creative arts project loans and our specialty: musical instrument loans.
  • Greater Cleveland Community Credit Union
  • 601 Lakeside Avenue, Room 3, Cleveland, OH, 44114
  • The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.