USDA Vs. FHA your options comparison in Aumsville, Marion County, OR

As of 2026, the USDA loan ceiling in Aumsville, located in the county of Marion, OR, is $336,500. Concurrently, the FHA cap for a single-family residence stands at $483,000.

Utilize the Lendersa® USDA loan calculator to contrast the current USDA and FHA best rates and assess the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can view side by side the USDA, FHA, Conforming, and VA options, helping to identify which program in aligns best with your financial needs.

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Needs in Aumsville, County of Marion, OR

Type of Loan Maximum Loan Initial Payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Aumsville, OR

The aim of Lendersa® is to quickly and effortlessly secure you the most advantageous USDA or FHA loan. Choose from three entry points that facilitate connecting with suitable lenders and relevant USDA loan programs.

Image showing Lendersa USDA loan requests and matching outcomes

Defining USDA Loans in OR

A USDA home loan, endorsed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, a USDA mortgage loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colorado Home Mortgage & Financial Ltd
  • 5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918
  • Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING!

    Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.

  • Provident Lending Corporation
  • 6025 Erin Park Drive, Suite C, Colorado Springs, CO, 80918
  • Provident Lending is now a part of 719 Lending. Located in Colorado Springs, Steve Haney is an expert in the field of mortgage lending. That’s why they call him the Mortgage Doctor. If you are buying a home, lowering your monthly payments or consolidating your debts, he is the go-to guy in our community.

  • Integrity Mortgage & Financial Inc.
  • 5528 Library Ln, Colorado Springs, CO, 80918
  • Integrity Mortgage & Financial Inc, located in Colorado Springs, CO was founded in March 2002 by Russell Rowe. We are a mortgage banker and are licensed in both Colorado and New Mexico. Leveraging the extensive experience of its senior management and loans officers, Integrity Mortgage & Financial Inc offers a broad range of loan products

  • Diversified Lending
  • 5350 N Academy Blvd, Suite 204, Colorado Springs, CO, 80918
  • Jerry started Diversified Lending in 2005 as a response to a need for open, competitive, transparent lending practices. His business has steadily grown through referrals, partnerships with local professionals, and word-of-mouth. His home loan practices are diligent and thorough, and he strives to serve as best mortgage broker in town.

  • Vision Home Loans
  • 6208 Lehman Dr, Suite 202, Colorado Springs, CO, 80918
  • At Vision Home Loans, you will be working directly with Mike or Sandy to complete your loan. We make the process simple for you, complete all paperwork, and keep you up-to-date every step of the way. We are here to answer any questions and make the loan process as stress-free as possible.

  • Springs Home Mortgage
  • 5585 Erindale Dr, Suite 201, Colorado Springs, CO, 80918
  • Springs Home Mortgage offers full mortgage services to help buyers be comfortable with their financial decisions when buying a house or condo. We’ll enthusiastically help get you pre-approved. Getting approved ahead of time will simplify your home search. When you find the right home and place your bid, the seller will know you are ready.

  • Harrison Federal Credit Union
  • 1060 Harrison Road, Colorado Springs, CO, 80905
  • Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.

  • All Colorado Mortgage Inc
  • 418 West Bijou St, Colorado Springs, CO, 80905
  • Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more