USDA Vs. FHA Pro and Con comparison in Aumsville, Marion County, OR

As of 2025, the USDA loan ceiling in Aumsville, located in the county of Marion, OR, is $336,500. Concurrently, the FHA cap for a single-family residence stands at $483,000.

Utilize the Lendersa® USDA loan calculator to contrast the current USDA and FHA best rates and assess the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can view side by side the USDA, FHA, Conforming, and VA options, helping to identify which program in aligns best with your financial needs.

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2025 Loan Limits and Down Payment Needs in Aumsville, County of Marion, OR

Type of Loan Maximum Loan Initial Payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Aumsville, OR

The aim of Lendersa® is to quickly and effortlessly secure you the most advantageous USDA or FHA loan. Choose from three entry points that facilitate connecting with suitable lenders and relevant USDA loan programs.

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Defining USDA Loans in OR

A USDA home loan, endorsed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, a USDA mortgage loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mountain Mortgage
  • 19405 SW Kemple Drive, Bend, OR, 97702
  • Mountain mortgage With all that Central Oregon has to offer it is a refreshing change to work with a Mortgage Broker who ALWAYS answers the phone even when that phone happens to be DEEP in the Mountains. Call me with questions about home loans and current mortgage rates anytime..
  • Oracle Funding Corp
  • 19403 Charleswood Lane, Bend, OR, 97702
  • At Oracle Funding Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Black Diamond Financial LLC
  • 213 SW Columbia Street, Suite 3, Bend, OR, 97702
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line
  • All Seasons Mortgage
  • 15 SW Colorado Ave, Bend, OR, 97702
  • This family owned & operated local business has over 30 years helping families in central Oregon find the best available loan products. John is both the owner of All Seasons Mortgage and a Loan Originator. John purchased All Seasons Mortgage from a local family in 1990. His mission has always been to provide stellar service to his clients.
  • Mid Oregon Lending
  • 360 SW Bond St, Suite 410, Bend, OR, 97702
  • Mid Oregon Lending represents dozens of wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies
  • Cascade Mortgage Co
  • 19717 Mount Bachelor Dr, Suite 258, Bend, OR, 97702
  • Cascade Mortgage company, where we specialize in residential mortgages. At Cascade Mortgage company, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Elemental Home Mortgage, LLC
  • 1612-2 NE Vine Street, Roseburg, OR, 97470
  • Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
  • Award Home Loans of Roseburg
  • 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
  • Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.