USDA Vs. FHA your options comparison in Stayton, Marion County, OR

For 2025, the USDA loan limit is $336,500 in Stayton, within the county of Marion, OR, while the FHA limit for a single-family home is $483,000.

Utilize the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates today. Identify required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, helping determine the best program for your needs in .

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2025 Overview of Loan Limits and Down Payment Requirements in Stayton, Marion County, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Alternatives in Stayton, OR

At Lendersa®, our mission is to swiftly secure you the best USDA or FHA loan without hassle. Start with one of three approaches to connect with matching lenders and USDA loan opportunities.

Lendersa USDA loan requests and matching outcomes

What Does a USDA Loan Entail in OR?

A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or mortgage. Exclusively available in rural areas, USDA loans differ from FHA loans by requiring no down payment, whereas FHA loans require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Homewood Federal Savings Bank
  • 3228-30 Eastern Ave, Baltimore, MD, 21224
  • Homewood Federal Savings Bank is your neighborhood bank of choice in Southeast Baltimore and in the greater metropolitan area. In business since the early 1900’s, we pride ourselves on providing exceptional customer service with a smile. Whether you are a Highlandtown neighbor or a resident of Canton, Fells Point or Harbor East.
  • Self Reliance Baltimore Federal Credit Union
  • 2345 Eastern Avenue, Baltimore, MD, 21224
  • Self Reliance Baltimore Federal Credit Union was chartered on September 12, 1955 by dedicated volunteers who arrived in the United States after World War II. These immigrants integrated into established Ukrainian communities & in the early 1950’s founded the Self Reliance Association & started forming credit unions for people of Ukrainian descent.
  • Howard Bank
  • 3301 Boston Street, Baltimore, MD, 21224
  • At Howard Bank, business is always personal. It’s the difference between a good Banker and an exceptional one. We believe that outstanding service doesn’t come from a set of guidelines. It comes from understanding the connection you have with the people you serve. This is about building dreams and legacies.
  • Preferred Home Loans
  • 514 Oldham Street, Baltimore, MD, 21224
  • Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Home Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan.
  • Secured Funding Corporation
  • 3500 Boston St, Suite 234, Baltimore, MD, 21224
  • Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number
  • Henrico Federal Credit Union
  • 9401 West Broad Street, Henrico, VA, 23294
  • Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.
  • Americasa Home Loans
  • 2191 Defense Hwy, Suite 304, Crofton, MD, 21114
  • Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
  • Washingtonian Mortgage LLC
  • 2191 Defense Highway, Suite 300, Crofton, MD, 21114
  • Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify