USDA VS FHA in Stayton, Marion County, OR

For 2026, the USDA loan limit is $336,500 in Stayton, within the county of Marion, OR, while the FHA limit for a single-family home is $483,000.

Utilize the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates today. Identify required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, helping determine the best program for your needs in .

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2026 Overview of Loan Limits and Down Payment Requirements in Stayton, Marion County, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Alternatives in Stayton, OR

At Lendersa®, our mission is to swiftly secure you the best USDA or FHA loan without hassle. Start with one of three approaches to connect with matching lenders and USDA loan opportunities.

Lendersa USDA loan requests and matching outcomes

What Does a USDA Loan Entail in OR?

A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or mortgage. Exclusively available in rural areas, USDA loans differ from FHA loans by requiring no down payment, whereas FHA loans require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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