USDA Vs. FHA your options comparison in Baker-City, Baker County, OR
In 2025, the USDA loan cap in Baker-City, situated in Baker county, OR, is $285,000, while the FHA cap for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the prevailing USDA versus FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator illustrates USDA, FHA, Conforming, and VA loans side by side, enabling you to choose which program in suits your financial needs best.
2025 Analysis of Loan Limits and Down Payment Requirements in Baker-City, Baker County, OR
Type of Loan
Limit on Loan
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Investigating USDA and FHA Lending Choices in Baker-City, OR
At Lendersa®, our goal is to smoothly facilitate access to the optimal USDA or FHA loan swiftly and without complication. Start with any of the three methods available to connect with corresponding lenders and USDA loan options.
The USDA home loan, endorsed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is exclusively for rural areas. Contrary to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
On December 3, 1954, The Fresno Police Department Credit Union was established. The original location was in one of the rooms at the old police department in downtown Fresno. The first member to join our credit union was our police chief at that time. Now we have almost 4000 members.
It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well.
The decades that followed were tremendously successful
6155 Almaden Expressway, Suite 100, San Jose, CA, 95120
The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
At Diamante Realty we believe that being in business for yourself doesn’t mean you need to be in business by yourself. We believe you can accomplish a lot more surrounding yourself with like-minded people sharing common goals than you can achieve by yourself. We believe in a work-life balance where you get out of life exactly what you put into it.
451 Los Gatos Boulevard, Suite 104, Los Gatos, CA, 95032
"We are a group of experienced, dedicated professionals who are premier providers of mortgage loan financing for home buyers and home loan borrowers based in Silicon Valley, about 45 minutes south of San Francisco, California.
We offer the assistance you need to help in all of your mortgage endeavors.
455 Los Gatos Boulevard, Suite 100, Los Gatos, CA, 95032
"Mark is an Experienced and Top Producing Loan Agent based in Los Gatos but serving homeowners throughout California since 2003.
Expert Advice. Responsive Service. Fast Turn Times. Expansive Product Selection. Great Rates.
Home Refinance, Purchase, FHA, VA, Home Equity, Debt Consolidation.
Westside Mortgage is a boutique mortgage brokerage located in Los Gatos, California. The company was founded by Eric Cutting in 1994, and has originated and closed over 1.5 Billion in mortgage loans. The business relies solely on referrals from prior clients, and specializes in Purchase, Refinance, Equity and Private Lending.
Founded in 1987, Loanco is a real estate finance company active since the late 1980’s. Our staff is comprised of talented and accomplished individuals. We offer one to four unit residential mortgage loans and commercial real estate loans. We have over 70 years industry experience to put to work for our clients.
455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.
