USDA Vs. FHA Pro and Con comparison in La-Grande, Union County, OR

In 2025, USDA loan limit in La-Grande, county of Union, OR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in La-Grande, county of Union, OR

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in La-Grande, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ATL Mortgage Brokerage Co
  • 400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
  • "ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part. Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.
  • The Peoples Bank of Red Level
  • 29607 Main Street, Red Level, AL, 36474
  • Peoples Bank of Red Level is located in Red Level, AL, United States and is part of the Depository Credit Intermediation Industry. Peoples Bank of Red Level has 7 total employees across all of its locations and generates $605,000 in sales (USD). Our goal is to be an outstanding community bank by understanding our customers’ needs
  • Greater Chautauqua Federal Credit Union
  • 51 East Main Street, Falconer, NY, 14733
  • Greater Chautauqua Federal Credit Union has been open since 1940. The credit union has assets totaling $89.32 Million and provides banking services to more than 10, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • Horizon Credit Union TN
  • 1201 N Eastman Road, Kingsport, TN, 37664
  • Horizon Credit Union is a member-owned financial institution in which its members can deposit and borrow money at better rates. They also have a voice in the operations via the election of a Board of Directors. The Board of Directors’ responsibility is to govern the direction of the credit union in regards to investments, loan and service products.
  • Auburn University Credit Union
  • 1290 S. Donahue Drive, Auburn, AL, 36832
  • Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
  • Piedmont Capital Lending
  • PO Box 1578, Roswell, GA, 30077
  • Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.
  • L.W. INTEGRITY FUNDING, LLC
  • 4498 Main St, Suite 8, Buffalo, NY, 14226
  • LW Integrity Funding LLC, our commitment to customers is in our name. Since 2005, we have helped clients across the Greater Buffalo area, and Western New York. We pride ourselves for building community and helping customers secure the mortgages they need to open a new chapter in their life.
  • North Districts Community Credit Union
  • 5321 William Flynn Highway, Gibsonia, PA, 15044
  • The North Districts CU was chartered in 1942 to serve the needs of ten school districts that have merged into four districts. On July 10, 2001 we were granted a community charter by the Department of Banking and will now be known as North Districts Community Credit Union. We continue to maintain our growth, with assets of $37 million dollars.
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  • Lockport Schools Federal Credit Union
  • 360 S Transit Street, Lockport, NY, 14094
  • Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.
  • Cornerstone Community FCU
  • 6485 S Transit Road, Lockport, NY, 14094
  • Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
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  • 1481 Harlem Road, Cheektowaga, NY, 14206
  • Buffalo Conrail Federal Credit Union has been open since 1935. The credit union has assets totaling $52.46 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,