For the year 2026, in La-Grande, located in the county of Union in OR, the USDA loan ceiling is set at $285,000, while for the FHA loan, the limit is $356,362 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to evaluate and compare today's USDA against FHA rates, examining necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans concurrently to assist in selecting the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loan, free from complications. Begin with any of three options to connect with lenders and discover suitable USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in designated rural areas. Differing from FHA loans that require at least a 3.5% down payment, USDA loans do not require any initial payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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