In 2026, the USDA loan cap for Pendleton, in Umatilla county, OR, is $336,500. The FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA loans. This tool helps determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you find the best USDA or FHA loan quickly and without difficulty. Choose one of the three starting options that guide you to matching lenders and discover USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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