USDA and FHA Pro and Con in Ontario, Malheur County, OR
As of 2025, the USDA loan ceiling in Ontario, located in Malheur, OR, is $336,500, whereas the FHA cap for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to compare the current top USDA to FHA rates, and identify the qualifying income, credit score, reserves, and necessary paperwork. Through our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side-by-side to determine which program in best suits your financial situation.
2025 Loan Limits & Down Payment Details for Ontario, Malheur, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ontario, OR
Lendersa® aims to quickly secure the best USDA or FHA loan hassle-free. Choose one path from three starting points to connect with lenders and discover USDA loan opportunities.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. FHA loans require at least a 3.5% down payment, but USDA loans require none.
LendingInTheD Mortgage Broker is connecting real people to real resources. We are honored to employ our expertise to secure loans for buyers and owners of residential property. We make it our duty to serve our clients by offering competitive products based on the extent of our relationships with Lenders and Banks represented locally, regionally.
Hancock Federal Credit Union is a financial institution located in Findlay, OH. We love our community & are very proud to have served the area since 1938! Hancock FCU offers services to people who live, work, worship, or attend school in Hancock County. Hancock Federal Credit Union was first chartered on May 16, 1938 by 13 original members.
Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our company believes in offering flexible loan programs to our customers. This allows us to help customers who have special needs or circumstances that may have prevented them from obtaining financing through the larger, traditional lenders. First Consumers Financial’s primary asset is our ability to serve.
Warsaw Federal's story began in 1893, when three Cincinnatians saw the need for financial services in the booming neighborhood of Price Hill. Franklin Walters, John Weber and Edward Doctor began the savings and loan company to serve that need. Warsaw Federal remains a friendly neighborhood institution.
AmeriGO Home Lending is a personalized mortgage company dedicated to keeping you informed and educated throughout the home loan process. Let our highly experienced team utilize our many lending partners to find the best fit for you.Amerigo Home Lending Llc was founded in 2011, and is located at 6460 Harrison Ave Ste 101 in Cincinnati.
Bank of Vernon's history dates back to November 11, 1911, becoming the first bank in Alabama chartered by the Alabama Banking Department. Our first location was courthouse square.
Bank of Vernon has endured the challenging time of the Great Depression and other economic downtimes prevailing as a strong, well-capitalized hometown, independent ban
Michigan Legacy Credit Union, formerly known as Affinity Group Credit Union is a member owned, not-for-profit financial cooperative serving members who live, work, worship, attend school, or own a business in the State of Michigan. Michigan Legacy Credit Union is committed to providing quality financial services
