USDA VS FHA in Milton-Freewater, Umatilla County, OR

In 2025, the USDA loan limit in Milton-Freewater, Umatilla county, OR is $336,500, while the FHA limit for a single-family home stands at $472,030.

Make use of the Lendersa® USDA loan calculator to compare the prime USDA versus FHA rates available today, determining the income, credit, reserves, and documentation needed for qualification. Our cutting-edge mortgage calculator allows you to see USDA, FHA, Conforming, and VA programs side by side, facilitating your decision in choosing the best option in tailored to your financial needs.

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2025 Loan Limits and Downpayment Details in Milton-Freewater, Umatilla, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Paths in Milton-Freewater, OR

Lendersa® is focused on providing you with the best USDA or FHA loan quickly and without trouble. Select any of the three starting points below to find matching lenders and USDA loan programs.

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Understanding USDA Loans in OR

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. It is exclusively available in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Principle Home Mortgage
  • 1402 S. Atherton Street, Suite 002, State College, PA, 16801
  • We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
  • TRUE HOME MORTGAGE
  • 1315 S Allen St, Suite 207, State College, PA, 16801
  • True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing
  • FNB Bank, Inc.
  • 105 North High Street, Romney, WV, 26757
  • FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000. In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities
  • The Bank of Romney
  • 95 East Main Street, Romney, WV, 26757
  • The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.
  • Romney Federal Credit Union
  • 62 West Main Street, Romney, WV, 26757
  • Our main goal is to provide for the financial well-being of our members. Founded in 1954 by John J. Bruce, Romney FCU offered savings & loans to the members. Now, our membership has grown to over 1, 100 member-owners. It is owned and operated by its members. Our management and staff work under the guidance of the member-elected Board of Directors.
  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.
  • Peoples Bank
  • 420 West A Street, Newton, NC, 28658
  • Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community. When you're passionate about people like we are, you start to see the extraordinary in everyone.
  • NorthSide Mortgage Group, LLC
  • 176 N Renfro Street, Mount Airy, NC, 27030
  • NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
  • Corning Credit Union
  • One Credit Union Plaza, Corning, NY, 14830
  • CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.