In 2026, the USDA loan limit in Milton-Freewater, Umatilla county, OR is $336,500, while the FHA limit for a single-family home stands at $472,030.
Make use of the Lendersa® USDA loan calculator to compare the prime USDA versus FHA rates available today, determining the income, credit, reserves, and documentation needed for qualification. Our cutting-edge mortgage calculator allows you to see USDA, FHA, Conforming, and VA programs side by side, facilitating your decision in choosing the best option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is focused on providing you with the best USDA or FHA loan quickly and without trouble. Select any of the three starting points below to find matching lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. It is exclusively available in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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