USDA Vs. FHA your options comparison in Bandon, Coos County, OR

In 2025, the USDA loan limit for a single-family home in Bandon, situated in the county of Coos, OR, is $336,500, while the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare leading USDA and FHA rates today, pinpointing the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, helping decide which program in best fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Bandon, County of Coos, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Bandon, OR

Lendersa® aims to quickly connect you with the best USDA or FHA loans without undue hassle. Choose from three starting points to match with lenders and access USDA loan programs suitable for your needs.

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The USDA Loan Explained in OR

A USDA home loan, guaranteed by the government Department of Agriculture, also referred to as a USDA rural development loan, is available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment, increasing accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 35 Millbury Street, Auburn, MA, 01501
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