USDA Vs. FHA your options comparison in Gold-Beach, Curry County, OR
In the year 2025, the USDA loan limit for Gold-Beach, in the county of Curry, OR, stands at $285,000. Meanwhile, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view and compare the USDA, FHA, Conforming, and VA options side by side, assisting you to choose the best program in that fits your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Gold-Beach, County of Curry, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Gold-Beach, OR
Lendersa® aims to swiftly and effectively secure the best USDA or FHA loan for you without hassle. Select one of three starting points that align with matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture—also named a USDA rural development loan or USDA mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, enhancing accessibility for eligible candidates.
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