USDA Vs. FHA your options comparison in North-Bend, Coos County, OR

In 2025, the USDA loan limit for North-Bend, situated in the county of Coos, OR, is $285,000. Meanwhile, the FHA limit for a single-family home reaches $356,362.

Utilize the Lendersa® USDA loan calculator to assess current USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA programs side by side, aiding in your decision-making regarding the optimal program for your financial situation in .

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2025 Analysis of Loan Limits and Downpayment Requirements in North-Bend, Coos County, OR

Loan Type Loan Ceiling Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in North-Bend, OR

The goal of Lendersa® is to efficiently secure you the finest USDA or FHA loan, minimizing hassle. Begin with one of three options to connect with matching lenders and USDA loan offerings.

Lendersa USDA loan application and matched outcomes

Understanding USDA Loans in OR

The USDA home loan, backed by the Department of Agriculture and also called the USDA rural development loan or mortgage, is exclusively for rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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