USDA Vs. FHA Pro and Con comparison in Coquille, Coos County, OR

In 2026, the USDA loan limit for Coquille in the county of Coos, OR is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and find out the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you in deciding the best program in for your financial needs.

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2026 Loan Limits and Downpayment Needs in Coquille, Coos, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Coquille, OR

Lendersa® is committed to ensuring you secure the best USDA or FHA loan quickly and effortlessly. Choose from one of the three paths to pair with matching lenders and discover USDA loan programs.

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Understanding USDA Loans in OR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is only available in rural areas, unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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