USDA Vs. FHA your options comparison in Brookings, Curry County, OR

In the year 2026, the USDA loan limit in Brookings, located in the county of Curry, OR, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, identifying the necessary income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial situation in .

Review and compare offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Brookings, Curry County, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Brookings, OR

The objective of Lendersa® is to efficiently provide you with the best USDA or FHA loans, minimizing complications. Start from one of three pathways that lead to matching lenders and USDA loan possibilities.

Lendersa USDA loan request and corresponding match results

What Exactly is a USDA Loan in OR?

The USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are strictly available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brookings Lenders

  • By BayWest Mortgage Company
  • 519 Chetco Ave, Suite 1, Brookings, OR, 97415
  • Lends in Oregon
  • BayWest Mortgage Over 30 years experience specifically in residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Association of Mortgage Professionals. residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Ass.

  • Evergreen Federal Savings and Loan Association
  • 969 S E Sixth Street, Grants Pass, OR, 97526
  • Lends in Oregon
  • Evergreen continues to grow stronger than ever with our signature Main Office Headquarters located along the Rogue River in Grants Pass. In addition, Evergreen has four other branches located in North Grants Pass, Medford, Rogue River, and Brookings. We remain committed to our Mutual charter and our mission to reinvest in projects and community eve

  • Rogue Valley Mortgage LLC
  • 222 NE B Street, Grants Pass, OR, 97526
  • Lends in Oregon
  • We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.

  • Investment Resources Inc
  • 1454 North West 6th Street, Grants Pass, OR, 97526
  • Lends in Oregon
  • Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.

  • Access Mortgages Services, Inc.
  • 1630 Williams Hwy 140, Grants Pass, OR, 97527
  • Lends in Oregon
  • Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end

  • First Community Credit Union
  • 75 12th St SE, Bandon, OR, 97411
  • Lends in Oregon
  • First Community Credit Union has been serving Oregonians for more that 60 years. Today we are among the strongest credit unions in the nation. As a federally insured, not-for-profit, full-service financial institution, we're dedicated to helping our members and our communities prosper through solutions that result in financial success

  • Cash In A Snap - Payday Loans Online
  • 3119 Old Military Rd, Suite 100, Central Point, OR, 97502
  • Lends in Oregon
  • Based in Central Point, Oregon, at Cash in a Snap, we have been helping people cover any unexpected expense by providing instant cash advance, online. We have made obtaining a payday loan a quick and easy experience by connecting you with our large network of reputable lenders who compete to offer you the best possible loan.

  • Elite Mortgage Lender
  • 4345 Pioneer Rd, Medford, OR, 97501
  • Lends in Oregon
  • At Elite Mortgage Lender, Mortgage Specialist in Ashland & Medford, OR, & Denver CO.

    There seemed to be a real need in the mortgage industry for brokers who genuinely wanted to help people. The mortgage process can be intimidating and even overwhelming for many. The language can seem foreign. I could see a real need for someone

  • Rogue Credit Union
  • 1370 Center Dr, Medford, OR, 97501
  • Lends in Oregon
  • Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members

  • Price Mortgage LLC
  • 3110 State Street, Medford, OR, 97503
  • Lends in Oregon
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.