USDA Vs. FHA your options comparison in Brookings, Curry County, OR

In the year 2025, the USDA loan limit in Brookings, located in the county of Curry, OR, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, identifying the necessary income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Brookings, Curry County, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Brookings, OR

The objective of Lendersa® is to efficiently provide you with the best USDA or FHA loans, minimizing complications. Start from one of three pathways that lead to matching lenders and USDA loan possibilities.

Lendersa USDA loan request and corresponding match results

What Exactly is a USDA Loan in OR?

The USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are strictly available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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