USDA Vs. FHA your options comparison in Brookings, Curry County, OR
In the year 2025, the USDA loan limit in Brookings, located in the county of Curry, OR, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, identifying the necessary income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Brookings, Curry County, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Brookings, OR
The objective of Lendersa® is to efficiently provide you with the best USDA or FHA loans, minimizing complications. Start from one of three pathways that lead to matching lenders and USDA loan possibilities.
The USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are strictly available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment at all.
Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
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Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
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