In 2025, the USDA loan limit for Redwood, in the county of Josephine, OR, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA best rates, assessing the required income, credit scores, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding in choosing the best option for your financial needs in
Compare loan offers from 100 lenders to find the most suitable terms for you.
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure you the best USDA or FHA loans quickly and easily. Choose from three starting strategies that facilitate matching with lenders and accessing USDA loan programs appropriate for your situation.
A USDA home loan, backed by the government through the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, enhancing accessibility.
Enter your location to find out if it qualifies for USDA rural housing loan?
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