In the year 2025, the USDA loan limit for Jacksonville, in the county of Jackson, OR, stands at $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view and compare the USDA, FHA, Conforming, and VA options side by side, assisting you to choose the best program in that fits your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Jacksonville, County of Jackson, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jacksonville, OR
Lendersa® aims to swiftly and effectively secure the best USDA or FHA loan for you without hassle. Select one of three starting points that align with matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture—also named a USDA rural development loan or USDA mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, enhancing accessibility for eligible candidates.
My name is John Arnaz. I'm a Mortgage Broker with Arnaz Financial Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. John brings his experience in wholesale, private banking and residential home loan lending. John takes great pride in successfully restructuring loans
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Real Estate & Lending Solutions is unique in that we provide multiple services that save our clients valuable time and money. We have the ability to assist you in financing, selling, and buying residential and commercial real estate. We are a true mortgage broker with the ability to provide very competitive mortgage financing programs.
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We will treat you right and give you the personal attention you deserve. We know the big commitment you are making in buying a home, refinancing a mortgage, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
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