USDA Vs. FHA your options comparison in Jacksonville, Jackson County, OR
In the year 2025, the USDA loan limit for Jacksonville, in the county of Jackson, OR, stands at $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view and compare the USDA, FHA, Conforming, and VA options side by side, assisting you to choose the best program in that fits your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Jacksonville, County of Jackson, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jacksonville, OR
Lendersa® aims to swiftly and effectively secure the best USDA or FHA loan for you without hassle. Select one of three starting points that align with matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture—also named a USDA rural development loan or USDA mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, enhancing accessibility for eligible candidates.
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The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888
AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are your Full Service Mortgage Broker. Over 25 years ago I started Cody Financial with the philosophy of offering each customer the best possible rate with the best possible service, guaranteed. Whether you are a first time home buyer, an existing homeowner, or buying an investment property, we are here to make your dreams a reality.
A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams
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In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago
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