USDA Vs. FHA Pro and Con comparison in Tualatin, Washington County, OR

As of 2026 in Tualatin, within the county of Washington, OR, the USDA loan limit is $478,400. For a single-family home, the FHA loan limit stands at $672,750.

Leverage the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates today. This tool assists in assessing income, credit requirements, reserves, and necessary documents for qualification. Through our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you to identify which option in best suits your specific financial circumstances.

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Loan Limits and Down Payment Requirements for 2026 in Tualatin, Washington, OR

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Tualatin, OR

At Lendersa®, our mission is quickly to secure the optimal USDA or FHA loan without complications. Select one of three starting points designed to connect you with lenders and USDA loan programs.

Lendersa USDA loan request and results matching

Understanding USDA Loans in OR

A USDA home loan, insured by the U.S. Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. While FHA loans require a 3.5% minimum down payment, USDA loans stand out for requiring no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Guaranty Federal Mortgage
  • 6351 Preston Rd, Suite 125, Frisco, TX, 75034
  • Founded and based in Texas, GFM has served the Lone Star State exclusively since 2005. Our core business philosophy is revolutionizing how customers get mortgage loans with a rare combination of GREAT Service and Low Rates. Unlike traditional lending our Loan Advisors are not compensated by the rates or fees charged on loans.

  • V3 Lending
  • 2591 Dallas Parkway, Frisco, TX, 75034
  • V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.

  • MDN Capital Consulting LLC
  • PO Box 1435, Frisco, TX, 75034
  • We can structure commercial real estate scenario for refinancing or purchase. With our years of experience and extensive funding sources, we’re able to secure financing for even the most difficult transactions. The mission of MDN Capital Consulting, LLC is to be more than just a mortgage brokerage firm. We strive to provide guidance

  • Evolve Mortgage Services
  • 6136 Frisco Square Blvd, Suite 350, Frisco, TX, 75034
  • "At Evolve, we empower mortgage lenders, servicers and investors with the ability to focus on high value activities that grow revenue, while letting others handle routine tasks.

    By outsourcing time-consuming work that fluctuates with volume and unpredictable market influences, Evolve enables companies to streamline operations while dramaticall

  • Thorn Home Loans
  • 4645 Wyndham Ln, Suite 130, Frisco, TX, 75034
  • Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".

  • dlb Mortgage Services LLC
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Debbie Bloyd, the founder of DLB Mortgage Services, has had experience in mortgage, estate planning, investments, insurance, and real estate. We provide the best rates and overall financial analysis for our clients. Debbie has a real estate license and helps you navigate any problem you are facing.

  • Virtuous Mortgage Lending, LLC
  • 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • S & S Funding Inc
  • 5899 Preston Road, Suite 1203, Frisco, TX, 75034
  • S&S Funding Inc. We are licensed mortgage Company dedicated to providing a fast, transparent mortgage experience backed by superior customer support. From our offices in Frisco Tx, we're using diversified, tailored fit loan program to change the way people finance their dream homes

  • The Mortgage Brokers, LLC
  • 6733 Salt Cedar Way, Building 1, Suite 378, Frisco, TX, 75034
  • The Mortgage Brokers LLC values building strong relationships and making good mortgage loans. We work on your behalf to find the best loan option with the lowest fees. At The Mortgage Brokers, you are the priority. We make finding the best rate easy. Because we have access to multiple lenders, we can find you the best deal.

  • AXS Mortgage, LLC
  • 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
  • AXS Mortgage is an independent, local mortgage broker. Which means low overhead, lower fees, better and faster service tailored to your needs. Our mission is to deliver a seamless lending experience that exceeds our client’s expectations. We offer support and provide competitive financing options making the dream of home ownership come to life.

  • Bethlehem Mortgage Solutions
  • 5850 Town & Country Bl, Suite 403, Frisco, TX, 75034
  • Bethlehem Mortgage Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Texas Union Mortgage
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Texas Union Mortgage offer residential home purchase, refinance, and equity loans anywhere in the State of Texas. We are experts in FHA, VA, USDA, Conventional, Refinance, and Cash Out Refinance. We are specialists in grant programs to help first-time homebuyers. And we work with home builders to help you get into a new build home.