USDA Vs. FHA Pro and Con comparison in Beavercreek, Clackamas County, OR
In the year 2026, the USDA loan cap in Beavercreek, in the county of Clackamas, OR, is $478,400, whereas the FHA loan cap for a single-family house is $672,750.
Leverage the Lendersa® USDA loan calculator to contrast the leading USDA and FHA rates today. Determine the income, credit, savings, and documentation necessary to qualify. With our cutting-edge mortgage calculator, you can review the USDA, FHA, Conforming, and VA options side by side to help choose which program in fits your financial needs the best.
2026 Loan Limits and Down Payment Requirements in Beavercreek, County of Clackamas, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Beavercreek, OR
The objective of Lendersa® is to efficiently provide you with excellent USDA or FHA loans quickly and hassle-free. Choose one of these three starting points to match with lenders and the relevant USDA loan programs.
A USDA home loan, supported by the government via the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
Lewis & Clark Bankerpreneurs share the entrepreneurial spirit with their clients who also own and have started their own businesses. Growth is a goal. But, more importantly, to be the resource and destination for small businesses who want to expand and be woven into the business fabric of their communities.
Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.
Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.
Our mission is to help our clients get into homeownership and to assist clients with multiple properties on how to restructure them for the best financial outcome and their growth needs. We’ll work alongside you to save you time, stress and money, while making your home purchase a quick and simple process all at no cost to you.
HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan
1913 Main Street, Suite 151, Oregon City, OR, 97045
Lends in Oregon
"We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business. Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"
Machinists-Boilermakers Federal Credit Union traces its roots back to 1961. Machinists-Boilermakers Federal Credit Union is a member owned financial institution where members save and borrow. Your credit union is a not-for-profit organization where earnings are returned to members through dividends and by new services.
10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
Lends in Oregon
We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015
Lends in Oregon
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
Lends in Oregon
At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.
