USDA Vs. FHA your options comparison in Beavercreek, Clackamas County, OR
In the year 2026, the USDA loan cap in Beavercreek, in the county of Clackamas, OR, is $478,400, whereas the FHA loan cap for a single-family house is $672,750.
Leverage the Lendersa® USDA loan calculator to contrast the leading USDA and FHA rates today. Determine the income, credit, savings, and documentation necessary to qualify. With our cutting-edge mortgage calculator, you can review the USDA, FHA, Conforming, and VA options side by side to help choose which program in fits your financial needs the best.
2026 Loan Limits and Down Payment Requirements in Beavercreek, County of Clackamas, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Beavercreek, OR
The objective of Lendersa® is to efficiently provide you with excellent USDA or FHA loans quickly and hassle-free. Choose one of these three starting points to match with lenders and the relevant USDA loan programs.
A USDA home loan, supported by the government via the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.
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First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.
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