USDA Loan Vs. FHA loan pro & con Oregon-City, Clackamas County, OR

In the county of Clackamas, within OR and the city of Oregon-City, the USDA loan limit for 2026 is set at $414,000. In contrast, the FHA loan limit for a single-family home is $517,500.

Utilize Lendersa®'s USDA loan calculator to examine current USDA versus FHA rates, helping you assess the income, credit, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator reflects USDA, FHA, Conforming, and VA options side-by-side, allowing you to determine which program in suits your financial needs best.

Options for USDA and FHA loans in Oregon-City, OR

The mission of Lendersa® is to secure you the best possible USDA or FHA loan promptly and effortlessly. Choose one of the three pathways outlined to correspond with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These are accessible solely for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage has no down payment requirement.

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(515) 974-6908 Lender's profile and map Reviews HALO Capital 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310 Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
(877) 918-5528 Lender's profile and map Reviews Bankers Mortgage 17100 N. May Ave, Edmond, OK, 73012 Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years. Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)
(580) 757-2409 Lender's profile and map Reviews Peoples Bank & Trust Co. 2400 NW 178th St, Edmond, OK, 73012 Peoples Bank & Trust Co. was begun in 1906 by M.H. Barrett Sr. in Ryan, Oklahoma. Now, over 100 years later, the Bank is still owned and operated by the Barrett family. The Bank is owned by Kay Barrett Branson and her son Ben Branson who also serves as the President, CEO, and Chairman of the Board.
(641) 648-5171 Lender's profile and map Reviews Iowa Falls State Bank 601 Washington Avenue, Iowa Falls, IA, 50126 Iowa Falls State Bank was the first bank to reopen in Iowa Falls after the five banks in town were closed by the stresses of the Great Depression. It opened up for business on May 25,First Iowa Falls State Bank 1933, with a capital of $25,000 and a surplus of $5,000. On the first day the bank was opened, deposits of $25,000.
(405) 643-6645 Lender's profile and map Reviews Fox Mortgage 4801 Gaillardia Parkway, Suite 200, Oklahoma City, OK, 73142 When it comes to mortgages, most people feel lost. At Fox Mortgage, we guide you through the process & get you a great deal. We believe that homeownership builds wealth long term so we created Fox Mortgage to help advise Oklahoman’s on their mortgage needs, whether that is purchasing their next home or refinancing their current one.
(785) 594-2100 Lender's profile and map Reviews Mid America Bank 802 Ames St., Baldwin City, KS, 66006 Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.
(515) 283-4195 Lender's profile and map Reviews Des Moines Metro Credit Union 100 University Avenue, Des Moines, IA, 50314 Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
(515) 246-0010 Lender's profile and map Reviews Neighborhood Finance Corporation 1912 6th Ave, Des Moines, IA, 50314 NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
(405) 453-7101 Lender's profile and map Reviews COMMUNITY BANK OF OKLAHOMA 101 West Highway 62, Verden, OK, 73092 Our goal is to provide each of our customers with exceptional service, competitive rates and a personalized banking experience. Community Bank of Oklahoma offers a full range of services to suit your banking needs. We're here to serve you! On behalf of the officers & employees of Community Bank of Oklahoma.
(507) 775-2316 Lender's profile and map Reviews First Security Bank 316 Byron Avenue North, Byron, MN, 55920 First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
(515) 331-3100 Lender's profile and map Reviews Community State Bank - Des Moines, IA PO Box 127, Ankeny, IA, 50021 At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge