USDA VS FHA in West-Linn, Clackamas County, OR

In 2026, in West-Linn, Clackamas county, OR, the USDA loan limit is $414,000, whereas the FHA limit for a single-family home is $517,500.

Utilize the Lendersa® USDA loan calculator to evaluate today’s most favorable USDA versus FHA rates. This tool helps to determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side-by-side, assisting you in choosing the best fit for your financial needs in .

Explore loan options from 100 lenders

2026 Loan Limits and Down Payment Details in West-Linn, Clackamas, OR

Loan Type Loan Limit Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in West-Linn, OR

Lendersa® aims to provide you with the most suitable USDA or FHA loan swiftly and without hassle. Choose one of the three starting points to connect with lenders and explore USDA loan options.

Lendersa USDA loan inquiry and outcomes

Understanding USDA Loans in OR

A USDA loan, backed by the U.S. Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



West-Linn Lenders

  • Pacific West Bank
  • 2040 8th Avenue, West Linn, OR, 97068
  • Lends in Oregon
  • Pacific West Bank was founded in 2004 by a group of local business leaders who recognized that a strong banking relationship is a critical component to success. Their vision was to form a bank where clients felt known, understood and supported. We continue to use this as our guiding principal today as we write the next chapter of PWB.

  • Approved Mortgage Inc
  • 1800 Blankenship Road, Suite 206, West Linn, OR, 97068
  • Lends in Oregon
  • Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.

  • Machinists-Boilermakers Federal Credit Union
  • 25 Cornell Avenue, Gladstone, OR, 97027
  • Lends in Oregon
  • Machinists-Boilermakers Federal Credit Union traces its roots back to 1961. Machinists-Boilermakers Federal Credit Union is a member owned financial institution where members save and borrow. Your credit union is a not-for-profit organization where earnings are returned to members through dividends and by new services.

  • Oregonians Credit Union
  • 6915 SE Lake Rd, Milwaukie, OR, 97267
  • Lends in Oregon
  • We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.

  • Community Financial Corporation
  • 412 A Ave, Suite 150, Lake Oswego, OR, 97034
  • Lends in Oregon
  • Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington.

    We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.

  • Avelloe Mortgage Corporation
  • 415 State Street, Suite 190, Lake Oswego, OR, 97034
  • Lends in Oregon
  • Avelloe was founded by David Feathers, a mortgage professional since 1988, on the principals of effective communication, education, and a “do the right thing no matter the cost” attitude. As a truly independent Mortgage Broker, Avelloe has access to multiple funding sources, not just one underwriting platform.

  • Newland Mortgage
  • 4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034
  • Lends in Oregon
  • Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.

  • United Trades FCU
  • 20210 SW Teton Avenue, Tualatin, OR, 97062
  • Lends in Oregon
  • Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.

  • All Pacific Mortgage
  • 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062
  • Lends in Oregon
  • Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.

  • Value Mortgage Inc
  • 8695 SW Chinook St, Tualatin, OR, 97062
  • Lends in Oregon
  • We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients