In 2025, the USDA loan limit in Cedar-Hills, located in the county of Washington, OR, is set at $414,000, whereas the FHA limit for a single-family home is $517,500.
Leverage the Lendersa® USDA loan calculator to compare today's competitive USDA vs. FHA interest rates and establish the necessary income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your specific financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $414,000 | 0% |
| FHA | $517,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you, free of stress. Choose from any of the three pathways below to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture. It is designed for rural areas only. While FHA loans require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment, making it a more accessible option for many.
Enter your location to find out if it qualifies for USDA rural housing loan?
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