USDA VS FHA in Cedar-Hills, Washington County, OR

In 2025, the USDA loan limit in Cedar-Hills, located in the county of Washington, OR, is set at $414,000, whereas the FHA limit for a single-family home is $517,500.

Leverage the Lendersa® USDA loan calculator to compare today's competitive USDA vs. FHA interest rates and establish the necessary income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your specific financial needs in .

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2025 Loan Limits and Downpayment Requirements in Cedar-Hills, Washington County, OR

Loan Type Loan Limit Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Cedar-Hills, OR

The objective of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you, free of stress. Choose from any of the three pathways below to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in OR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture. It is designed for rural areas only. While FHA loans require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment, making it a more accessible option for many.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Phil Lyman
  • 9755 SW Barnes Road, Suite 470, Portland, OR, 97225
  • Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
  • Alliance Capital Partners Corp
  • 4535 SW Laurelwood Avenue, Portland, OR, 97225
  • Alliance Capital Partners is dedicated to helping clients achieve their financial goals by offering multiple loan programs which are identified per individual transaction need. We are a service based company, and want to focus on facilitating a positive experience for each client. Rather than having to deal with a major bank on your own.
  • Iron Bridge Lending
  • 9755 SW Barnes Road, Suite 420, Portland, OR, 97225
  • Iron Bridge was established amidst the ashes of the housing crisis of 2009 to fill a gap in funding sources for residential rehabilitation and new construction projects. Ever since, we have achieved year on year success in servicing the needs of our borrowers, and providing our investors with attractive returns.
  • Financial Services Unlimited, Inc.
  • 11950 SW 2nd Street, Beaverton, OR, 97005
  • Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
  • Prestige Residential Loans LLC
  • 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MfgHomeMortgage.com
  • 1834 SW 58th Ave, Suite 104, Portland, OR, 97221
  • MfgHomeMortgage.com is powered by American Home Funding, which is a locally owned and operated mortgage brokerage out of Portland, OR. The company was founded by a husband and wife team in Eugene, OR in 1993 and has since retained its Eugene branch and moved its corporate headquarters and processing team to Portland.
  • American Home Funding
  • 1834 SW 58th Ave, Suite 104, Portland, OR, 97221
  • American Home Funding has proudly served Oregon since 1993 and Washington since 2011. With local offices in Portland and Eugene we have all your mortgage solutions under one roof. American Home Funding has access to a variety of lenders and loan products that will meet your needs no matter if you’re a first time home buyer.
  • Options Financial Residential Mortgage NMLS 829593
  • 8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
  • Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
  • Goldendale Capital
  • 8196 South West Hall Blvd, Suite 110, Beaverton, OR, 97008
  • Commercial finance is one of the very best tools that nearly all small business owners have access to. Many do not realize that they can be approved, but there is an option for any situation. Goldendale Capital is committed to helping you get the working capital you need. Whether you are hoping to undertake an exciting new project,
  • The Lindley Team, Mortgage Lenders
  • [email protected], Portland, OR, 97223
  • In a divorce, we are often more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various pieces of the divorce puzzle fit together and overlap where the real property is involved.
  • NW Preferred Federal Credit Union
  • 8950 SW Burnham Street, Tigard, OR, 97223
  • NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance