USDA and FHA Pro and Con in West-Haven-Sylvan, Washington County, OR

For 2026, the USDA loan cap in West-Haven-Sylvan, found in Washington county, OR is $414,000, whereas the FHA limit for a single-family home is $517,500.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, and understand the income, credit, reserves, and documents you need to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in choosing the optimal program in for your financial conditions.

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2026 Loan Limits and Downpayment Needs in West-Haven-Sylvan, Washington County, OR

Loan Type Loan Limit Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in West-Haven-Sylvan, OR

Lendersa® aims to secure fast and hassle-free USDA or FHA loans. Begin with one of these three paths to connect with matching lenders and discover USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan is a government-backed program by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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