For 2026, the USDA loan cap in West-Haven-Sylvan, found in Washington county, OR is $414,000, whereas the FHA limit for a single-family home is $517,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, and understand the income, credit, reserves, and documents you need to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in choosing the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $414,000 | 0% |
| FHA | $517,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure fast and hassle-free USDA or FHA loans. Begin with one of these three paths to connect with matching lenders and discover USDA loan options.
A USDA home loan is a government-backed program by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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