As of 2025, the USDA loan limit in West-Slope, found in the county of Washington, OR, is $414,000 whereas the FHA limit for a single-family home is $517,500.
The Lendersa® USDA loan calculator provides you with a way to compare today's prime USDA vs. FHA rates, and helps determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $414,000 | 0% |
| FHA | $517,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to deliver the best USDA or FHA loan rapidly and hassle-free. You can choose between three different starting points to find matchmaking lenders and explore USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed program by the Department of Agriculture, available only in rural areas. While FHA loans require at least a 3.5% down payment, USDA mortgages do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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