USDA and FHA Pro and Con in Raleigh-Hills, Washington County, OR
For 2026, the USDA loan limit in Raleigh-Hills, within the county of Washington, OR, is $414,000. Comparatively, the FHA limit for a single-family home is $517,500.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in deciding which program in best suits your financial needs.
Loan Limits and Downpayment Requirements for 2026 in Raleigh-Hills, Washington County, OR
Loan Type
Loan Limit
Down Payment
USDA
$414,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Raleigh-Hills, OR
The goal of Lendersa® is to secure for you the best USDA or FHA loan promptly and effortlessly. Choose one of these three starting paths that connect you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is available exclusively in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans require no down payment.
9755 SW Barnes Road, Suite 470, Portland, OR, 97225
Lends in Oregon
Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
Alliance Capital Partners is dedicated to helping clients achieve their financial goals by offering multiple loan programs which are identified per individual transaction need. We are a service based company, and want to focus on facilitating a positive experience for each client. Rather than having to deal with a major bank on your own.
9755 SW Barnes Road, Suite 420, Portland, OR, 97225
Lends in Oregon
Iron Bridge was established amidst the ashes of the housing crisis of 2009 to fill a gap in funding sources for residential rehabilitation and new construction projects. Ever since, we have achieved year on year success in servicing the needs of our borrowers, and providing our investors with attractive returns.
Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
Lends in Oregon
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MfgHomeMortgage.com is powered by American Home Funding, which is a locally owned and operated mortgage brokerage out of Portland, OR. The company was founded by a husband and wife team in Eugene, OR in 1993 and has since retained its Eugene branch and moved its corporate headquarters and processing team to Portland.
American Home Funding has proudly served Oregon since 1993 and Washington since 2011. With local offices in Portland and Eugene we have all your mortgage solutions under one roof. American Home Funding has access to a variety of lenders and loan products that will meet your needs no matter if you’re a first time home buyer.
8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
Lends in Oregon
Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
In a divorce, we are often more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various pieces of the divorce puzzle fit together and overlap where the real property is involved.
NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
