USDA Loan Vs. FHA loan pro & con Raleigh-Hills, Washington County, OR

For 2025, the USDA loan limit in Raleigh-Hills, within the county of Washington, OR, is $414,000. Comparatively, the FHA limit for a single-family home is $517,500.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in deciding which program in best suits your financial needs.

Discover USDA and FHA Loan Options in Raleigh-Hills, OR

The goal of Lendersa® is to secure for you the best USDA or FHA loan promptly and effortlessly. Choose one of these three starting paths that connect you with matching lenders and USDA loan programs.

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Understanding the USDA Loan in OR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is available exclusively in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans require no down payment.

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(503) 930-1307 Lender's profile and map Reviews Edgewater Financial 410 N. 1st Ave, Stayton, OR, 97383 Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
(360) 501-9500 Lender's profile and map Reviews PUD Federal Credit Union 960 Commerce Avenue, Longview, WA, 98632 At PUD Federal Credit Union we know you have many great choices in our local area for your financial needs, and we’ll go the extra mile to earn your business. Unlike banks, we are a non-profit which means we return our profits to you, our member-owners, which means better rates, lower fees and special discounts.
(360) 425-5444 Lender's profile and map Reviews Mint Valley Federal Credit Union 3325 Washington Way, Longview, WA, 98632 Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.
(360) 423-2770 Lender's profile and map Reviews Lower Columbia Longshoremen's Federal Credit Union 629 14th Avenue, Longview, WA, 98632 Lower Columbia Longshoremen's FCU exists to provide each member with personal, professional, convenient and competitive financial services. Once you join your family members are eligible, too. This includes grandparents, parents, spouses, siblings, grandchildren, and children, they can extend the membership opportunity to their family members, too.
(360) 425-2130 Lender's profile and map Reviews Red Canoe Credit Union 1418 15th Ave, Longview, WA, 98632 We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.
(360) 414-4000 Lender's profile and map Reviews Life Mortgage 842 Washington Way, Suite 110, Longview, WA, 98632 Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn
(360) 423-8750 Lender's profile and map Reviews Fibre Federal Credit Union 822 Commerce Avenue, Longview, WA, 98632 Fibre Federal Credit Union was founded in 1937. Sixty-three employees of Longview Fibre Company deposited a combined $315 for the purpose of making affordable loans available to credit union members. Over the decades, we have grown to become one of the Lower Columbia region’s largest credit unions.
(541) 436-4706 Lender's profile and map Reviews Hood River Mortgage Group, LLC 11 3rd Street, Suite 101, Hood River, OR, 97031 Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(503) 728-4321 Lender's profile and map Reviews Wauna Credit Union 101 SE Truehaak Street, Clatskanie, OR, 97016 At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.
(866) 454-4735 Lender's profile and map Reviews Willamette Community Bank 333 Lyon Street SE, Albany, OR, 97321 People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses. Policies and decisions are made locally and in a thoughtful an
(541) 791-7014 Lender's profile and map Reviews Expert Mortgage Group 420 1st Ave East, Suite B, Albany, OR, 97321 Expert Mortgage Group has been offering private mortgages and alternative real estate funding in Oregon since 2008, with more than 600+ privately financed mortgage transactions of all types. Over that time we have seen just about everything there is to see in real estate projects and private lending and we’d love to work with you!