USDA Vs. FHA Pro and Con comparison in Winston, Douglas County, OR
In 2025, the USDA loan limit for Winston, located in the county of Douglas, OR, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare today's leading USDA and FHA rates, along with determining the income, credit, reserves, and documents required for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Winston, Douglas County, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Winston, OR
Lendersa® is devoted to securing the best USDA or FHA loan for you promptly and with ease. Choose one of three pathways to connect with matching lenders and explore available USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.
At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.
Downtown Development Group LLC and its affiliates have an ownership interest in more than 1,500,000 square feet of residential, industrial, retail, and office space within the Central Business District. The company is owned by the Goodman Family who have been investing in Portland.
OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.
Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
221 NW Second Avenue, Suite 100, Portland, OR, 97209
Trailhead Federal Credit Union was founded in 1935 when eleven employees from Portland Gas and Coke decided to pool their money to form a financial cooperative. These founding members encouraged other gas company employees to deposit their money into the Credit Union so that their co-workers who needed to borrow, could do so at a reasonable rate.
2435 NW Front Avenue, Suite A, Portland, OR, 97209
At Portland Local 8 Federal Credit Union we offer personalized financial service to our family of credit union members. Our mission is to provide a welcoming atmosphere while striving to become our members’ primary financial institution. We offer competitive loan rates and dividends on deposits and will continue to evaluate and expand our services.
1126 NW Marshall St, Suite 100, Portland, OR, 97209
Take advantage of low mortgage rates before it's too late. Don't get lost in the maze of lending. Thanks to the experience of your local expert, Josh Leake with Portland Mortgage, you can refinance or purchase a home with ease. Headquartered in Portland, Oregon. Licensed in Oregon and Washington.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate
Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.
