USDA and FHA Pro and Con in Winston, Douglas County, OR

In 2025, the USDA loan limit for Winston, located in the county of Douglas, OR, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator allows you to compare today's leading USDA and FHA rates, along with determining the income, credit, reserves, and documents required for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Winston, Douglas County, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Winston, OR

Lendersa® is devoted to securing the best USDA or FHA loan for you promptly and with ease. Choose one of three pathways to connect with matching lenders and explore available USDA loan programs.

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Understanding USDA Loans in OR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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