USDA Loan Vs. FHA loan for Cottage-Grove, OR [ best of 2023]

In 2025, USDA loan limit in Cottage-Grove, county of Lane, OR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cottage-Grove, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(419) 898-3366 2012 miles Lender's profile and map Reviews Commodore Perry Federal Credit Union 1016 S State Route 19, Oak Harbor, OH, 43449 Commodore Perry FCU is a local, not-for-profit credit union serving Ottawa County since 1975 with locations in Port Clinton and Oak Harbor, Ohio. Our mission is to provide our members with financial products and services they need in a service environment that exceeds their expectations
(937) 653-1600 2012 miles Lender's profile and map Reviews The Peoples Savings Bank 10 Monument Square, Urbana, OH, 43078 In 1892, the Peoples Savings Bank was granted a charter by the State of Ohio to open for business in Urbana, Ohio. Realizing the importance of the Champaign County community they would serve, it was thus very logical to choose the name: The PEOPLES Savings and Loan Company. In 1993, Peoples changed from a state-chartered savings
(601) 693-5141 2012 miles Lender's profile and map Reviews Great Southern Bank Mississippi 218 22nd Avenue South, Meridian, MS, 39301 We see changes happening all around us. Progression is key to success, but there is something about the ability to adapt to those changes while also upholding our core values and traditions as a community bank. Constantly working to prepare for the future, we are certain that continuing to prioritize customer experience above all else is crucial.
(601) 693-1900 2012 miles Lender's profile and map Reviews Meridian Mutual Federal Credit Union 809 26th Avenue, Meridian, MS, 39301 Meridian Mutual FCU is a full-service financial institution, dedicated to serving our members. Originally charted in 1953 to serve the employees of the Meridian Public School System, over the years Meridian Mutual began to serve a much broader group. In October 1997, Meridian Mutual was granted a community charter enabling us
(601) 693-8563 2012 miles Lender's profile and map Reviews MUNA Federal Credit Union 4400 Highway 39 North, Meridian, MS, 39301 Originally, MUNA FCU was chartered in June 1962 as Meridian Naval Federal Credit Union & was for active military, retired military, & civil service Team Members affiliated with the Naval Auxiliary Air Station at Meridian. In October 1993, the name was changed to MUNA Federal Credit Union to reflect the uniting of the Meridian and Navy communities.
(601) 693-1331 2012 miles Lender's profile and map Reviews Citizens National Bank of Meridian 512 22nd Avenue, Meridian, MS, 39301 Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.
(601) 693-6873 2012 miles Lender's profile and map Reviews 1st Mississippi Federal Credit 600 19th Avenue, Meridian, MS, 39301 1st MS can help you get the things you want now by offering low rates on your new or used purchase. Choose us for loans on motorcycles, boats, recreational vehicles, and farm equipment. We can also help you refinance your vehicle or equipment for a lower interest rate and monthly payment
(985) 951-2230 2012 miles Lender's profile and map Reviews Crescent City Home Mortgage, LLC 389 LA-21, Suite 401-A, Madisonville, LA, 70447 "Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants For more information about the products we offer"
(985) 789-4389 2012 miles Lender's profile and map Reviews INTEGRA MORTGAGE, INC 385 Hwy 21, Suite 515, Madisonville, LA, 70447 Integra is a residential mortgage lending firm serving the entire state of Louisiana. We specialize in Purchase and Refinance Mortgage Loans. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer. We realize the big commitment you are making in purchasing a house
(419) 396-6071 2013 miles Lender's profile and map Reviews Carey Poverello Federal Credit Union 201 North Vance Street, Carey, OH, 43316 The Carey Poverello Federal Credit Union was organized on April 28, 1950 with 36 members serving the O.L.C. Parish, St. Nicholas Parish in Frenchtown, and St. Joseph Parish in Salem. The credit union was founded by Father Francis Xavier Knopp and Hilda Jacob oversaw the daily operations.
(513) 753-2440 2013 miles Lender's profile and map Reviews Sharefax Credit Union 604 Ivy Gateway, Cincinnati, OH, 45245 Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.