USDA Loan Vs. FHA loan for Cottage-Grove, OR 2025

In 2025, USDA loan limit in Cottage-Grove, county of Lane, OR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cottage-Grove, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(248) 529-3024 1965 miles Lender's profile and map Reviews Multiresource, Inc 376 Beach Farm Circle, Suite 746, Highland, MI, 48357 We are your family owned neighborhood Mortgage Brokerage serving Michigan. We work with stellar top tier lenders to offer you the most competitive products on the market. We are veteran and woman owned and operated. MultiResource is here to serve you for ALL of your home financing needs.
(248) 202-6911 1965 miles Lender's profile and map Reviews Opportunity Home Lending LLC 2591 Overbrook, Highland, MI, 48357 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(812) 265-3003 1965 miles Lender's profile and map Reviews Jefferson Community Federal Credit Union 545 Ivy Tech Drive, Madison, IN, 47250 Jefferson Community Federal Credit Union strives to satisfy the financial needs of our members and their families. Use your Jefferson Community Federal Credit Union ATM card to get cash or transfer funds 24 hours a day.To find the ATM location nearest you, click on ATM Locations.
(502) 459-1411 1965 miles Lender's profile and map Reviews KEMBA Louisville Credit Union 4017 Poplar Level Road, Louisville, KY, 40213 KEMBA Louisville Credit Union was chartered by the Commonwealth of Kentucky on May 3, 1934. The Credit Union was one of 16 credit unions formed in 1934 to serve the employees family members of the The Kroger Company’s Louisville Marketing Area. The first Credit Union office was located in the Kroger complex on Garland Street in Louisville.
(502) 671-4800 1965 miles Lender's profile and map Reviews Eclipse Bank, Inc. 3827 Shelbyville Road, Louisville, KY, 40207 The Eclipse Team consists of highly-experienced, talented bankers. We hire exceptional bankers and empower them with the tools they need to be successful and also Eclipse strives to be a valuable corporate citizen. We give back to our community in numerous ways, including volunteerism, donations, and lending in low-moderate income areas
(502) 819-5222 1965 miles Lender's profile and map Reviews Atlas Capital Mortgage 120 Sears Avenue, Suite 208, Louisville, KY, 40207 Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.
(502) 896-2616 1965 miles Lender's profile and map Reviews Borrowers Choice Mortgage 231 Breckenridge Lane, Suite 202D, Louisville, KY, 40207 We offer great rates and closing-cost packages. Borrowers Choice Mortgage will shop among several wholesale lenders nationwide to find your best deal. We make sure clients don’t overlook closing costs by focusing solely on rates, which is a common mistake. Closing costs are very important to getting the best deal over time.
(502) 694-2978 1965 miles Lender's profile and map Reviews Select Mortgage Advisors LLC 600 Glen Court, Louisville, KY, 40207 Select Mortgage Advisors - Kentucky and Indiana.These devoted professionals work Kentucky with individuals, couples and families every day to help them obtain the best mortgage rates with the lowest closing costs. and No Closing Costs Mortgage Loans! 100% Financing Available and Our primary focus.
(502) 565-2511 1965 miles Lender's profile and map Reviews Lightpoint Mortgage Company, Inc 161 St Matthews Ave, Suite 10, Louisville, KY, 40207 The Lightpoint Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Kentucky . Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(502) 473-1817 1965 miles Lender's profile and map Reviews Multiple Option Mortgage Services 295 North Hubbards Lane, Suite 102, Louisville, KY, 40207 Multiple Option Mortgage Services is a mortgage broker. Servicing Louisville & surrounding areas. Specializing in all types of residential lending including Conventional, FHA, VA & KHC. With over twenty-five years of experience, our knowledgeable team is confident that they will facilitate a smooth closing in the purchasing of your new home.
(502) 438-9884 1965 miles Lender's profile and map Reviews Encore Mortgage LLC 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207 Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.