USDA Vs. FHA your options comparison in Sutherlin, Douglas County, OR
In 2026, the USDA loan limit for Sutherlin, in the county of Douglas, OR, stands at $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today, and find out the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA side by side, helping identify which program in suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Sutherlin, County of Douglas, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sutherlin, OR
With Lendersa®, accessing the best USDA or FHA loans is both quick and hassle-free. Choose one of three starting paths that will connect you to suitable lenders and the USDA loan programs available.
A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least 3.5% down, the USDA mortgage needs no down payment.
A credit union is defined as "a cooperative association organized to promote thrift among its members and accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates." This was the theory that started Farmway Credit Union back in 1950 and still holds true today.
Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.
At The First National Bank in Sioux Falls, we do things differently. With an infectious culture, a 135-year commitment to our communities, and a foundation built on our FIRST Values, we pride ourselves on being more than just a bank.
Whether you’re looking to purchase your first home, starting a new business venture, or ready to invest,
American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.
500 N. Western Avenue, Suite 100, Sioux Falls, SD, 57104
In April 2006, Dakota BUSINESS Finance was designated as a Certified Development Company (CDC) by the Small Business Administration and began offering the SBA 504 program to businesses throughout South Dakota. The territory was later expanded to include portions of IA, MN, and NE.
Sioux Falls Federal Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner
Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.
Levo Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner and McCook County, South Dakota.
