USDA and FHA Pro and Con in Sutherlin, Douglas County, OR
In 2026, the USDA loan limit for Sutherlin, in the county of Douglas, OR, stands at $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today, and find out the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA side by side, helping identify which program in suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Sutherlin, County of Douglas, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sutherlin, OR
With Lendersa®, accessing the best USDA or FHA loans is both quick and hassle-free. Choose one of three starting paths that will connect you to suitable lenders and the USDA loan programs available.
A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least 3.5% down, the USDA mortgage needs no down payment.
Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
Lends in Oregon
Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
Patriot Mortgage Corp. has been serving Oregon Residents for more than a decade. Throughout our company's distinguished history, we have managed to keep our customers coming back year after year. Why is this? Well, it's simple. We give our clients what they need. Not too many mortgage brokers can say that.
1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
Lends in Oregon
American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
2440 Willamette Street, Suite 201, Eugene, OR, 97405
Lends in Oregon
We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.
Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.
Our mission is To provide members with low rates on loans and a high return on their savings as well as other financial services based upon co-operative principles. To provide our members with a convenient, friendly atmosphere and offer them the opportunity to achieve a higher standard of living with a feeling of ownership of the credit union.
