USDA Vs. FHA Pro and Con comparison in Sutherlin, Douglas County, OR

In 2025, the USDA loan limit for Sutherlin, in the county of Douglas, OR, stands at $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today, and find out the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA side by side, helping identify which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Sutherlin, County of Douglas, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Sutherlin, OR

With Lendersa®, accessing the best USDA or FHA loans is both quick and hassle-free. Choose one of three starting paths that will connect you to suitable lenders and the USDA loan programs available.

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Understanding the USDA Loan in OR

A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least 3.5% down, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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