USDA Vs. FHA your options comparison in Springfield, Lane County, OR
In 2025, the USDA loan limit for Springfield, within the boundaries of Lane county in OR, is $336,500. On the other hand, the FHA limit for a single-family home is established at $481,850.
To efficiently evaluate the top USDA versus FHA rates available today, make use of the Lendersa® USDA loan calculator. This tool helps determine necessary qualifications such as income, credit scores, reserves, and essential documents. By utilizing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, making it simpler to decide which program in best suits your individual financial needs.
2025 Loan Limits and Downpayment Requirements in Springfield, County of Lane, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$481,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Springfield, OR
Lendersa® is committed to quickly facilitating access to the most advantageous USDA or FHA loans, ensuring a streamlined and painless experience. Begin by selecting one of three starting points that guide you to matched lenders and suitable USDA loan programs.
A USDA home loan, also referenced as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is available exclusively for rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages do not require any initial down payment, making them highly appealing for eligible buyers.
1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area.
He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
10710 State Road 54, Suite C101, Trinity, FL, 34655
CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
Academic Federal Credit Union The mission of the Academic Federal Credit Union is to provide excellence in a full range of financial services to our members. As a not-for-profit financial institution, our chief concern is the financial well-being of our members. We desire to be their primary financial institution by offering comprehensive services.
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business and personal financial services
In 1912 the founding members formed a mutual association named Elizabeth Building & Loan. Collectively the members put in their own funding to provide resources for lending. EB&L offers an alternative lending opportunity for first time home owners, repeat borrowers and investors.
460 Bergen Blvd, Suite 307, Palisades Park, NJ, 07650
We are licensed mortgage broker company with an experienced licensed loan officers offering expertise in every aspect of mortgage lending including purchase and refinance for both residential and commercial mortgages. We are dedicated to providing financial solutions and servicing with impeccable integrity, and to offer best available loan.
185 Hudson Street, Suite 2500, Jersey City, NJ, 07311
LX Financial LLC is an asset-based mortgage lender and loan originator for rental and commercial properties.
If it makes sense, we can fund it. We have great versatility in structuring solutions, which can include (one or more of) the following financing options/sources:
LX Financial capital
Our network of private lenders
Failla Funding For over 20 years, me and my team have been committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your f
3974 Amboy Road, Suite 302, Staten Island, NY, 10308
"Fidelity First Mortgage has been in business since 1994. We have served the local community by providing a broad range of mortgage loan products for residential, condo, coop, multifamily, mixed use, and commercial properties.
We are a small firm. Because of that we provide the highest level of customer service,"
