USDA and FHA Pro and Con in Veneta, Lane County, OR
For the year 2025, the USDA loan limit in Veneta, which is in the county of Lane, OR, amounts to $336,500. In comparison, the FHA loan limit for a single-family home is $481,850.
Use the Lendersa® USDA loan calculator to compare the finest USDA vs. FHA rates currently available, establishing the necessary income, credit score, reserves, and documentation required for qualifying. Through our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you to the best financial program in for your unique situation.
2025 Loan Limits and Downpayment Requirements in Veneta, Lane County, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$481,850
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Veneta, OR
Lendersa® is committed to quickly obtaining the most suitable USDA or FHA loan for you without complications. Begin by selecting one of the three paths to discover matching lenders and USDA loan programs.
A USDA home loan, alternatively referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and available only in rural regions. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment.
As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.
100 North Patterson Street, State College, PA, 16801
Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.
1402 S. Atherton Street, Suite 002, State College, PA, 16801
We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
1315 S Allen St, Suite 207, State College, PA, 16801
True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
9823 Science Center Drive, Painted Post, NY, 14870
ServU Federal Credit Union is a full service financial alternative to a bank. As a member owned financial cooperative, credit unions are not-for-profit. They function to serve their membership. As a result, credit unions are able to pay back higher dividends on savings and charge lower interest on loans. Money that is made by the credit union
