USDA and FHA Pro and Con in Veneta, Lane County, OR
For the year 2025, the USDA loan limit in Veneta, which is in the county of Lane, OR, amounts to $336,500. In comparison, the FHA loan limit for a single-family home is $481,850.
Use the Lendersa® USDA loan calculator to compare the finest USDA vs. FHA rates currently available, establishing the necessary income, credit score, reserves, and documentation required for qualifying. Through our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you to the best financial program in for your unique situation.
2025 Loan Limits and Downpayment Requirements in Veneta, Lane County, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$481,850
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Veneta, OR
Lendersa® is committed to quickly obtaining the most suitable USDA or FHA loan for you without complications. Begin by selecting one of the three paths to discover matching lenders and USDA loan programs.
A USDA home loan, alternatively referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and available only in rural regions. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment.
At Oracle Funding Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line
This family owned & operated local business has over 30 years helping families in central Oregon find the best available loan products. John is both the owner of All Seasons Mortgage and a Loan Originator. John purchased All Seasons Mortgage from a local family in 1990. His mission has always been to provide stellar service to his clients.
Mid Oregon Lending represents dozens of wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies
19717 Mount Bachelor Dr, Suite 258, Bend, OR, 97702
Cascade Mortgage company, where we specialize in residential mortgages. At Cascade Mortgage company, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.
10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219
Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.
10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
7845 SW Capitol Highway, Suite 5D, Portland, OR, 97219
Columbia Home Mortgage providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area. He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
