USDA Loan Vs. FHA loan pro & con for Creswell, Lane County, OR

In 2025, USDA loan limit in Creswell, county of Lane, OR is $336,500 while FHA limit is $481,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Creswell, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(423) 949-2146 2066 miles Lender's profile and map Reviews Mountain Valley Bank 17114 Rankin Ave, Dunlap, TN, 37327 Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
(205) 879-7775 2066 miles Lender's profile and map Reviews MCGOWIN-KING MORTGAGE 2 Office Park Cir, Suite 103, Birmingham, AL, 35223 Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
(205) 776-8400 2066 miles Lender's profile and map Reviews ASSURANCE FINANCIAL, LLC 500 Office Park Dr, Suite 410, Birmingham, AL, 35223 Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
(205) 331-5700 2066 miles Lender's profile and map Reviews CSL Financial, LLC 500 Office Park Drive, Suite 310, Birmingham, AL, 35216 At CSL, we think that this quote from inventor Thomas Edison illustrates our thinking on manufactured home lending: “The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” It all comes down to our unique approach to Common Sense Lending.
(205) 823-2895 2066 miles Lender's profile and map Reviews Liberty Mortgage Corporation 200 Williamsburg Office Park, Birmingham, AL, 35216 At Liberty Mortgage Corporation, we have developed long-term working relationships with realtors, builders, attorneys, accountants, appraisers, financial planners, commercial bankers and other professionals that make up the mortgage industry. We receive many referrals from these industry professionals,
(205) 705-1650 2066 miles Lender's profile and map Reviews Method Mortgage, LLC 601 Vestavia Parkway, Suite 300, Birmingham, AL, 35216 Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process.
(205) 407-4104 2067 miles Lender's profile and map Reviews Elite Mortgage Partners 2367 Lakeside Dr, Birmingham, AL, 35244 Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
(205) 719-2909 2067 miles Lender's profile and map Reviews Alabama Premier Mortgage 1900 Indian Lake Dr, Birmingham, AL, 35244 Weather its a first home or a dream home, let me help you through the process of making it YOUR home. Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
(205) 987-2350 2067 miles Lender's profile and map Reviews Mortgage Linc LLC 2131 Data Office Drive, Suite 250, Birmingham, AL, 35244 Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.
(205) 982-9254 2067 miles Lender's profile and map Reviews Nu Source Lending Mortgage Corporation 2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244 Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path
(800) 264-8031 2067 miles Lender's profile and map Reviews AlaTrust Credit Union 1810 Merchants Drive, Birmingham, AL, 35244 AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.