In the year 2026, the USDA loan limit for Creswell in Lane, OR, is $336,500, whereas the FHA limit for a single-family home is $481,850.
Use the Lendersa® USDA loan calculator to evaluate USDA vs. FHA rates today, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on the right program in
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $481,850 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to securing your ideal USDA or FHA loan efficiently and hassle-free. Choose from the three available options to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available solely in rural areas, it requires no down payment, unlike FHA loans which require at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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