USDA Vs. FHA Pro and Con comparison in Gladstone, Clackamas County, OR
In 2026, the USDA loan cap for Gladstone, located in Clackamas county, OR, is set at $478,400, whereas the FHA maximum is $672,750 for a single-family home.
Employ the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates. Identify the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator illustrates USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best option for your financial condition in .
2026 Overview of Loan Limits and Down Payment Requirements in Gladstone, Clackamas County, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Paths in Gladstone, OR
The mission of Lendersa® is to efficiently link you with the most suitable USDA or FHA loan, minimizing hassle. Start with one of three options to engage with compatible lenders and USDA loan initiatives.
The USDA home loan, backed by the U.S. Department of Agriculture, is known as the USDA rural development loan or mortgage, exclusively offered in rural regions. Unlike FHA loans that require at least 3.5% down, USDA loans do not require any down payment at all.
Machinists-Boilermakers Federal Credit Union traces its roots back to 1961. Machinists-Boilermakers Federal Credit Union is a member owned financial institution where members save and borrow. Your credit union is a not-for-profit organization where earnings are returned to members through dividends and by new services.
We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.
10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
Lends in Oregon
We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015
Lends in Oregon
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
Lends in Oregon
At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.
10163 SE Sunnyside Rd, Suite 340, Clackamas, OR, 97015
Lends in Oregon
Homebridge has a number of products custom-tailored to fit everyone’s individual needs. This sets us apart from our competitors. We are a local company with local employees that are willing to help make this process fast and hassle-free. We feel the home buying and mortgage process should be a fun
4620 SE International Way, Suite 105, Milwaukie, OR, 97222
Lends in Oregon
Cutting Edge Federal Credit Union was originally chartered in 1953 by ten volunteers who believed that a credit union would benefit the employees of Chipper Chain. After starting as Chipper Chain FCU, our name has changed, first to Omark FCU, then Blount FCU before becoming Cutting Edge FCU in 2002.
Reliable Credit Association, Inc. is an independently owned and operated consumer finance company. We were incorporated in 1958 under the laws of the state of Oregon when a retired U.S. Army Captain founded the company with the support of his father, mother, and wife. In 1994, the shareholders of Reliable Credit Association, Inc.
Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington.
We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.
415 State Street, Suite 190, Lake Oswego, OR, 97034
Lends in Oregon
Avelloe was founded by David Feathers, a mortgage professional since 1988, on the principals of effective communication, education, and a “do the right thing no matter the cost” attitude. As a truly independent Mortgage Broker, Avelloe has access to multiple funding sources, not just one underwriting platform.
