USDA VS FHA in Eagle-Crest, Deschutes County, OR

For 2026, the USDA loan limit in Eagle-Crest, found in the county of Deschutes, OR, is $368,000. At the same time, the limit for an FHA loan on a single-family residence is $460,000.

Utilize Lendersa®'s USDA loan calculator to evaluate today's leading USDA and FHA rates, and establish the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine which program in is optimal for your financial position.

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2026 Loan Limits and Down Payment Requirements in Eagle-Crest, county of Deschutes, OR

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $460,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Eagle-Crest, OR

The objective of Lendersa® is to swiftly and effortlessly secure you the best possible USDA or FHA loan. Choose one of three initial approaches, each leading to matched lenders and USDA loan programs.

Lendersa USDA loan application and matching results

Understanding USDA Loans in OR

The USDA home loan is a government-backed mortgage by the Department of Agriculture, also called a USDA rural development loan. It is strictly available in rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Eagle-Crest Lenders

  • Pacific Residential Mortgage, LLC
  • 2444 SW Glacier Pl, Redmond, OR, 97756
  • Lends in Oregon
  • Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.

  • Arbor Mortgage Group
  • 209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
  • Lends in Oregon
  • Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.

  • Mid Oregon Credit Union-Home Loans
  • PO Box 6749, Bend, OR, 97708
  • Lends in Oregon
  • Mid Oregon Credit Union traces its roots back to 1957 as the first credit union established in Central Oregon by a group of teachers and school employees in Prineville. Today, Mid Oregon Credit Union is the only Credit Union headquartered and doing business solely in Central Oregon.

  • Northwestern Home Loans
  • 906 NW Harriman Street, Bend, OR, 97703
  • Lends in Oregon
  • We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.

  • Azara Capital Solutions LLC
  • 2583 North West Monterey Pines Drive, Bend, OR, 97703
  • Lends in Oregon
  • Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.

  • High Lakes Lending LLC
  • 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703
  • Lends in Oregon
  • At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.

  • Trueline Capital
  • 547 SW 13TH St, Suite 201, Bend, OR, 97702
  • Lends in Oregon
  • Trueline Capital, LLC is located in Bend, OR, United States and is part of the Other Financial Investment Activities Industry. Trueline Capital, LLC has 9 total employees across all of its locations and generates $502, 918 in sales (USD). (Employees and Sales figures are modelled).

  • Mountain Mortgage
  • 19405 SW Kemple Drive, Bend, OR, 97702
  • Lends in Oregon
  • Mountain mortgage With all that Central Oregon has to offer it is a refreshing change to work with a Mortgage Broker who ALWAYS answers the phone even when that phone happens to be DEEP in the Mountains. Call me with questions about home loans and current mortgage rates anytime..

  • Oracle Funding Corp
  • 19403 Charleswood Lane, Bend, OR, 97702
  • Lends in Oregon
  • At Oracle Funding Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Black Diamond Financial LLC
  • 213 SW Columbia Street, Suite 3, Bend, OR, 97702
  • Lends in Oregon
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line