For 2026, the USDA loan limit in Eagle-Crest, found in the county of Deschutes, OR, is $368,000. At the same time, the limit for an FHA loan on a single-family residence is $460,000.
Utilize Lendersa®'s USDA loan calculator to evaluate today's leading USDA and FHA rates, and establish the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $368,000 | 0% |
| FHA | $460,000 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to swiftly and effortlessly secure you the best possible USDA or FHA loan. Choose one of three initial approaches, each leading to matched lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also called a USDA rural development loan. It is strictly available in rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, the USDA loan requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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