USDA and FHA Pro and Con in Deschutes-River-Woods, Deschutes County, OR

In 2025, the USDA loan cap in Deschutes-River-Woods, county of Deschutes, OR, is $368,000. On the other hand, the FHA limit for a single-family dwelling is $460,000.

Use the Lendersa® USDA loan calculator to weigh today's best USDA against FHA rates, determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best program in for your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Deschutes-River-Woods, Deschutes County, OR

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $460,000 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Deschutes-River-Woods, OR

Lendersa® is dedicated to securing the optimal USDA or FHA loan for you swiftly and without complication. Choose from among three starting points that connect you with lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

Known as a USDA rural development loan or USDA mortgage, the USDA home loan is backed by the Department of Agriculture and available only in rural areas. USDA loans do not require any down payment, unlike FHA loans, which require a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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