USDA and FHA Pro and Con in Deschutes-River-Woods, Deschutes County, OR
In 2026, the USDA loan cap in Deschutes-River-Woods, county of Deschutes, OR, is $368,000. On the other hand, the FHA limit for a single-family dwelling is $460,000.
Use the Lendersa® USDA loan calculator to weigh today's best USDA against FHA rates, determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best program in for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Deschutes-River-Woods, Deschutes County, OR
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$460,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Deschutes-River-Woods, OR
Lendersa® is dedicated to securing the optimal USDA or FHA loan for you swiftly and without complication. Choose from among three starting points that connect you with lenders and the USDA loan programs.
Known as a USDA rural development loan or USDA mortgage, the USDA home loan is backed by the Department of Agriculture and available only in rural areas. USDA loans do not require any down payment, unlike FHA loans, which require a minimum of 3.5% down.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
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The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
