USDA and FHA Pro and Con in Deschutes-River-Woods, Deschutes County, OR
In 2025, the USDA loan cap in Deschutes-River-Woods, county of Deschutes, OR, is $368,000. On the other hand, the FHA limit for a single-family dwelling is $460,000.
Use the Lendersa® USDA loan calculator to weigh today's best USDA against FHA rates, determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best program in for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Deschutes-River-Woods, Deschutes County, OR
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$460,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Deschutes-River-Woods, OR
Lendersa® is dedicated to securing the optimal USDA or FHA loan for you swiftly and without complication. Choose from among three starting points that connect you with lenders and the USDA loan programs.
Known as a USDA rural development loan or USDA mortgage, the USDA home loan is backed by the Department of Agriculture and available only in rural areas. USDA loans do not require any down payment, unlike FHA loans, which require a minimum of 3.5% down.
American Savings Bank Hawaii is a bank with operations in one state. American Savings Bank Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, HomeReady and construction mortgages American Savings Bank is a great bank making people’s dreams possible offering a range of financial services.
we originally opened as a credit union for educators. Though times have changed and we’ve grown into so much more, we never lost sight of who we serve. That’s why we partnered with 122 schools and organizations across the state of Hawai‘i in 2020. In addition, we awarded 21 scholarships and granted 41 career enhancement stipends to educators.
As a federally-chartered, federally-insured financial cooperative, Honolulu Fire Department Federal Credit Union is a member-owned and member-governed financial institution like the other 7, 000 credit unions across the country. With our focus on firefighters throughout Hawaii, we truly serve to be Your Lifeline for a Lifetime!
Kamehameha Federal Credit Union (KFCU) is dedicated to helping its members achieve their personal financial successes by providing a wide range of financial products and services. KFCU has been proudly serving its membership since 1957. As a not-for-profit financial cooperative, it is owned and operated by its members.
Gunner Schull is the owner of the Mortage company With 25 years in the real estate industry as a lawyer and lender I have acquired a unique expertise to assist my clients with all their real estate financing transactions. I opened Millennium Lending in 1999 and have existed entirely from referral and repeat customers.
HHOC Mortgage is dedicated to offering affordable mortgage loans to Hawaii’s homebuyers that are competitively priced. HHOC Mortgage primarily serves low and moderate-income target markets and communities. HHOC Mortgage provides financial support to Hawaii HomeOwnership Center to enable continuance of its mission to provide prospective
500 ALA MOANA BLVD, SUITE 7400, Honolulu, HI, 96813
Let Elias Halvorson and the C2 Financial Corporation team help you discover the perfect new home on the Hawaiian Islands. Our professional home loan team on Oahu is dedicated to helping you find the best VA loan to fit your needs. With expertise and local knowledge, Elias will guide you through the process and tailor your VA home loan to you or yo
Oahu Federal Credit Union strives to deliver the best service possible to our most important asset - our members. Qualified members may join Oahu Federal Credit Union by visiting our office located at 2219 Pauoa Road in Honolulu.
The mission of a credit union is to provide and promote the use of a variety of financial services
770 Kapiolani Blvd, Suite 514, Honolulu, HI, 96813
Hawaiian Electric Employees Federal Credit Union – a not for profit, financial cooperative. It was in the spirit of “people helping people” that the Credit Union was founded in 1937, by 15 employees of Hawaiian Electric Company who pooled together $70 of their money. Today, that same spirit of “people helping people” has grown to serve
Hawaii Schools Federal Credit Union is an exclusive, lifetime benefit available to employees, retirees, and current students of the Department of Education (K-12) system in the State of Hawaii including qualifying family members and domestic partners. We are one of Hawaii's oldest credit unions and the largest remaining credit union in Hawaii
No Cost VA Loans” is a mortgage banking firm providing mortgage financing as both broker and direct lender. Our objective is to provide the local market with a one-stop solution for all mortgage needs. With an emphasis on residential mortgages, we’ve been able to position ourselves not only as a market leader
Established in 1937, Hawaii Central FCU offers a full range of products and services to meet your financial needs. Federally insured by NCUA Hawaii Central Federal Credit Union is a credit union with operations in one state. Hawaii Central Federal Credit Union offers numerous mortgage programs including conventional, jumbo, construction more
