For 2025, the USDA loan cap in Redmond, within Deschutes county, OR, is set at $455,400, whereas the FHA limit for a single-family home is $690,000.
Utilize Lendersa®’s USDA loan calculator to evaluate today's top USDA vs. FHA rates, providing insights into necessary income, credit, reserves, and documents for qualification. Our high-tech mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most appropriate plan in for your financial circumstances.
2025 loan ceilings and down payment needs in Redmond, located in Deschutes, OR
Loan Type
Max Loan Limit
Down Payment
USDA
$455,400
0%
FHA
$690,000
3.5%
Conventional Conforming
$726,200
3%
Choices of USDA and FHA loans in Redmond, OR
The aim of Lendersa® is to secure the best USDA or FHA loan quickly and without making it cumbersome. Choose from three initial options that connect you with lenders and USDA loan solutions.
A USDA home loan, insured by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available exclusively to rural locales. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages impose no down payment requirement.
At EZ Loans Co, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Our company believes in offering flexible loan programs to our customers. This allows us to help customers who have special needs or circumstances that may have prevented them from obtaining financing through the larger, traditional lenders. First Consumers Financial’s primary asset is our ability to serve.
TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County!
While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.
ProMedica Federal Credit Union is a full-service Credit Union. Anyone associated with ProMedica and his or her family members are eligible to join PFCU.
We are a full service financial institution that can assist with all of your deposit, borrowing, financial service and financial education needs.
Directions Credit Union—banking you can trust with a strong history and the highest quality financial services since 1953—now serves over 100, 000 members and manages a collective asset of more than $864 million. It’s this responsible management of member funds and the cost savings we pass along to our members
OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.
McComb Federal Credit Union, your member-owned financial institution, we are committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are non-profit financial services coop own by our members and devoted to helping them achieve their financial goals.
