USDA VS FHA in Redmond, Deschutes County, OR

For 2025, the USDA loan cap in Redmond, within Deschutes county, OR, is set at $455,400, whereas the FHA limit for a single-family home is $690,000.

Utilize Lendersa®’s USDA loan calculator to evaluate today's top USDA vs. FHA rates, providing insights into necessary income, credit, reserves, and documents for qualification. Our high-tech mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most appropriate plan in for your financial circumstances.

Explore loan proposals from 100 lenders

2025 loan ceilings and down payment needs in Redmond, located in Deschutes, OR

Loan Type Max Loan Limit Down Payment
USDA $455,400 0%
FHA $690,000 3.5%
Conventional Conforming $726,200 3%

Choices of USDA and FHA loans in Redmond, OR

The aim of Lendersa® is to secure the best USDA or FHA loan quickly and without making it cumbersome. Choose from three initial options that connect you with lenders and USDA loan solutions.

Lendersa USDA loan inquiries and result matches

What defines a USDA Loan in OR?

A USDA home loan, insured by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available exclusively to rural locales. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages impose no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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