USDA Vs. FHA your options comparison in Bend, Deschutes County, OR
In 2025, the USDA loan limit for Bend, located in Deschutes county, OR, stands at $455,400, whereas the FHA limit is $690,000 for a single-family residence.
The Lendersa® USDA loan calculator helps you compare today's top USDA and FHA rates. Through it, you can identify the necessary income, credit score, reserves, and required documentation for eligibility. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Bend, County of Deschutes, OR
Loan Type
Loan Limit
Down Payment
USDA
$455,400
0%
FHA
$690,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bend, OR
Lendersa® seeks to quickly connect you with the best USDA or FHA loans, minimizing hassle. Choose one of three starting points to match with lenders and find suitable USDA loan programs.
USDA home loans, backed by the U.S. Department of Agriculture, often called USDA rural development loans, are intended for rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA loans require no down payment at all.
Park Place Mortgage helping our clients, its simple. We want to make real estate personal again. We want to make something that can be stressful and complicated, easy and streamlined. We are local. We live locally, we shop locally, we support local. We make this area our home. We know this market inside and out and are excited.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
At Mission Mortgage and Realty we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
First California Federal Credit Union was established November 18, 1924, as Fresno Postal Employees Credit Union, Limited. When the Credit Union first came into existence there were no federal or state laws governing the operation of credit unions, therefore, it was chartered under the provisions of Canadian Credit Union Law.
On December 3, 1954, The Fresno Police Department Credit Union was established. The original location was in one of the rooms at the old police department in downtown Fresno. The first member to join our credit union was our police chief at that time. Now we have almost 4000 members.
It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well.
The decades that followed were tremendously successful
To Pacific Valley Bank, being truly local means having strong roots in the community, an unmatched knowledge of local industry, and relationships with community and business leaders. We believe supporting the community means much more than simply offering financial support. Pacific Valley Bank focused on small to medium size businesses.
838 South Main Street, Suite C, Salinas, CA, 93901
TreeHouse Mortgage Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line. We are known for our high quality.
Bay Capital Mortgage. We are a full-service mortgage company based in Salinas, CA. We specialize in Mortgage Loans in Salinas. We also serve the surrounding cities in Monterey County. Whether you are buying a home or Refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
