USDA Vs. FHA your options comparison in Bend, Deschutes County, OR
In 2026, the USDA loan limit for Bend, located in Deschutes county, OR, stands at $455,400, whereas the FHA limit is $690,000 for a single-family residence.
The Lendersa® USDA loan calculator helps you compare today's top USDA and FHA rates. Through it, you can identify the necessary income, credit score, reserves, and required documentation for eligibility. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program in suits your financial needs best.
2026 Loan Limits and Downpayment Requirements in Bend, County of Deschutes, OR
Loan Type
Loan Limit
Down Payment
USDA
$455,400
0%
FHA
$690,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bend, OR
Lendersa® seeks to quickly connect you with the best USDA or FHA loans, minimizing hassle. Choose one of three starting points to match with lenders and find suitable USDA loan programs.
USDA home loans, backed by the U.S. Department of Agriculture, often called USDA rural development loans, are intended for rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA loans require no down payment at all.
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Shotbolt Mortgage! My name is Jack Shotbolt, and I am an Independent Mortgage Broker and Planner located here in Omaha, Nebraska.
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