USDA Vs. FHA your options comparison in Sisters, Deschutes County, OR
In the county of Deschutes, located in OR, the USDA loan limit for Sisters in 2025 is set at $455,400, while the FHA loan limit for a single-family residence is $690,000.
Discover and compare today's top USDA versus FHA rates with Lendersa® USDA loan calculator. Assess income, credit, reserves, and necessary documents for eligibility. Use our comprehensive mortgage tool to evaluate USDA, FHA, Conforming, and VA loan options side by side, facilitating your best choice in , according to your specific financial situation. View how each program stacks up in features and benefits.
Loan limits and downpayment criteria in Sisters, Deschutes county, OR, for 2025
Loan Type
Loan Limit
Down payment
USDA
$455,400
0%
FHA
$690,000
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA loan offerings in Sisters, OR
The mission of Lendersa® is to swiftly find you the most advantageous USDA or FHA loan options with minimal difficulty. Choose from one of three initial pathways to align with lenders and USDA programs.
A USDA home loan is backed by the Department of Agriculture. Also referred to as the USDA rural development loan or USDA mortgage, it is designed for rural areas exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage involves no down payment whatsoever.
2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
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