USDA Loan Vs. FHA loan for Monmouth, OR [Polk County ]

In 2026, USDA loan limits in Monmouth, within Polk, OR, stand at $336,500; whereas, for a single-family home, the FHA limit is $483,000.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates. Evaluate the necessary income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, you can view options like USDA, FHA, Conforming, and VA side by side, assisting in selecting the best program for your financial scenario in .

Options for USDA and FHA Loans in Monmouth, OR

Lendersa®'s purpose is to quickly connect you with the best USDA or FHA loan without hassle. Choose one of three starting points that align with lenders and explore USDA loan programs.

Lendersa USDA loan inquiry and match results

Understanding USDA Loans in OR

A USDA home loan, backed by the U.S. Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is available exclusively for rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

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(620) 367-2285 Lender's profile and map Reviews Crossroads Credit Union 217 East Main Street, Goessel, KS, 67053 Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.
(785) 292-4433 Lender's profile and map Reviews First National Bank in Frankfort 124 N. Kansas, Frankfort, KS, 66427 FNB in Frankfort is in its fourth generation of banking. In 1921, James Kennedy helped charter the organization and became its first president. FNB has survived the Great Depression; the 1980’s and has a great start to the 21st century. The prosperity of our organization has followed the prosperity of our community.
(507) 375-3376 Lender's profile and map Reviews The First National Bank at St. James 202 1st Avenue South st., Saint James, MN, 56081 First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
(940) 937-3611 Lender's profile and map Reviews First United Bank Texas 301 North Main Street, Childress, TX, 79201 First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.
(785) 257-3226 Lender's profile and map Reviews The Citizens State Bank and Trust Company 1 North Broadway, Woodbine, KS, 67492 The Citizens State Bank & Trust Company has been providing customers with a range of financial services for over 90 years. The Citizens State Bank & Trust Company was organized and chartered in January 1921 with W. L. Johnson (bank president), JA Gillett (vice president). In 1923 Woodbine State Bank, originally opened in 1897 and incorporated
(888) 449-2265 Lender's profile and map Reviews Great Plains National Bank 120 West Jones, Hollis, OK, 73550 Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.
(712) 362-5000 Lender's profile and map Reviews Bank Plus 1202 Central Avenue, Estherville, IA, 51334 Bank Plus, a locally owned financial institution with assets exceeding $130 million, serves more residential, agricultural and commercial customers than ever before with quality financial and real estate products, delivered by knowledgeable personnel from offices in four Northwest Iowa communities.
(712) 362-5897 Lender's profile and map Reviews Employees Credit Union 2714 Central Avenue, Estherville, IA, 51334 Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.
(712) 362-3322 Lender's profile and map Reviews NorthStar Bank 2202 Central Ave, Estherville, IA, 51334 Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
(316) 531-8800 Lender's profile and map Reviews Garden Plain State Bank 525 North Main Street, Garden Plain, KS, 67050 Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.