USDA and FHA Pro and Con in Monmouth, Polk County, OR
In 2025, USDA loan limits in Monmouth, within Polk, OR, stand at $336,500; whereas, for a single-family home, the FHA limit is $483,000.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates. Evaluate the necessary income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, you can view options like USDA, FHA, Conforming, and VA side by side, assisting in selecting the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Monmouth, Polk, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$483,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Monmouth, OR
Lendersa®'s purpose is to quickly connect you with the best USDA or FHA loan without hassle. Choose one of three starting points that align with lenders and explore USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is available exclusively for rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
4509 Creedmoor Road. Suite 201, Raleigh, NC, 27612
FM Lending Services is a full service mortgage banker specializing in residential purchase and refinance loans. FM Lending Services offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans.
"We have access to a vast array of mortgage options and our highly-trained mortgage specialists can find the perfect fit for you.
Beyond unbeatable rates, our service is consistent, reliable, and ultra fast. We deal with the banks for you and only do mortgages, so we can cut through the red tape. That means you get answers and final docs–fast."
We work with you to find the right program & secure low market rates to make sure you are paying the lowest payment each month. We keep you informed and return all emails & calls promptly so that you never have to wonder what is going on with your loan. We work closely with you through the process to meet all deadlines.
330 Raleigh Street, Unit 2, Holly Springs, NC, 27540
Blue Sky Mortgage Services of N.C, Inc. is a purposely small mortgage broker company dedicated to providing personalized service for each and every one of our clients.
Our company is a full service broker providing a wide variety of loan products from a large base of wholesale lenders.
1100 Holly Springs Road, Suite 203, Holly Springs, NC, 27540
Sunset Lake Mortgage is a mortgage broker serving the Raleigh-Durham area and entire state of North Carolina with a small boutique type service experience. Steve’s success has resulted from a combination of his customer service excellence and consistently offering mortgage solutions that save his client’s money due to low margins and overhead.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Carolina's Mortgage Source, Inc. we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
We work with multiple lenders and we can provide our clients with extremely competitive pricing.
1400 Crescent Green Drive, Suite 100, Cary, NC, 27518
Jason brings you over 16 years of experience as a lending professional providing a concierge level of customer service, transparency, and excellent communication throughout the entire loan approval and closing process. Having transacted thousands of loan closings, Jason prides himself on helping families navigate through
iMove Mortgage We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.
725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
