USDA Loan Vs. FHA loan for Dallas, OR 2025

In 2025, the USDA loan limit for Dallas, in Polk, OR, is $336,500. Meanwhile, the FHA limit for a single-family home is $483,000.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates, determining necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, facilitating your choice of the best program in for your financial situation.

USDA and FHA Loan Choices in Dallas, OR

Lendersa® aims to swiftly connect you with the most suitable USDA or FHA loan without hassle. Begin by choosing one of three paths that lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

What is a USDA Loan in OR?

A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans have no such requirement.

Get top 10
USDA LENDERS
customized to yout needes

(503) 524-3331 Lender's profile and map Reviews Pro-Active Mortgage 12890 SW Blue Heron Place, Portland, OR, 97223 We are a very low cost, high service provider of residential mortgages throughout Oregon and our goal is to show you such a great value and easy process that you will become our biggest fans and refer us to your family and friends. Shop, compare and save a lot of money! We can guide you to the right loan amount and best program for you.
(503) 684-2233 Lender's profile and map Reviews Mortgage Cafe NW 9295 SW Electric St, Suite B, Tigard, OR, 97223 Mortgage Cafe NW was established to provide a better and more honest option. We believe you deserve lower mortgage rates, more loan options, lower costs, and someone who truly cares about your experience and success as a homeowner! We specialize in working with First Time Home Buyers and receive tremendous gratification when we assist our clients
(503) 520-1141 Lender's profile and map Reviews Mortgage Express, LLC 10260 SW Greenburg Road, Suite 830, Portland, OR, 97223 Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
503 520 1290 Lender's profile and map Reviews Silverado Funding LLC 10300 SW Greenburg Road - Suite 270, Portland, OR, 97223 Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
503 353 8977 Lender's profile and map Reviews Mortgage Express 10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223 ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
5037268210 Lender's profile and map Reviews Merchants Mortgage 5200 SW Meadows Road, Ste 150, Lake Oswego, OR, 97035 MMTC offers quick closings (3-5 days in many cases), practical underwriting for investors, and lends on a variety of property types and conditions. We can close in entities or an individual’s name, and advance repair draws rather than reimbursing clients. Up to 90% of purchase price plus 90% of repairs. We also offer other creative products not co
(503) 747-7990 Lender's profile and map Reviews Clunas Funding Group 5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035 Clunas Funding Group Inc. is a licensed mortgage broker in Lake Oswego, Oregon specializing in hard money loans. We provide quick access to capital for borrowers, real estate agents and mortgage brokers in Oregon, Washington and California. CFG is a collateral-based lender focusing on bridge loans, fix and flip or rehab loans and commercial loans.
(833) 475-5626 Lender's profile and map Reviews Select Lending Services 15400 Boones Ferry Road, Lake Oswego, OR, 97035 Select Lending Services mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan and the best way to find out what mortgage is best for your home purchase is to get preapproved with a Select Lending Services.
(503) 697-7214 Lender's profile and map Reviews Oswego Mortgage 16552 Boones Ferry Rd, Suite 3, Lake Oswego, OR, 97035 Oswego Mortgage is not your average mortgage company. When you come in our office you will not find fancy suites and shinny cufflinks, rather you will be greeted by our enthusiastic team members that will soon become your friends. Our experienced professional team is made up Oregonians just like you.
(503) 223-7181 Lender's profile and map Reviews Norris, Beggs & Simpson Financial Services 4949 Meadows, Suite 490, Lake Oswego, OR, 97035 Norris, Beggs & Simpson Financial Services is a leader in mortgage servicing. Our team manages a loan portfolio backed by office, retail, industrial, multifamily and hotel properties. NBS loan servicers act as an interface between borrowers and lenders to keep loans on track for performance.
(503) 504-2660 Lender's profile and map Reviews IGR Mortgage Services 52 Galen St, Lake Oswego, OR, 97035 IGR Mortgage Services is one of the most experienced providers of hard money loans on the West Coast. Our hard money lending services have helped real estate investors, builders, business owners and all types of property owners for over 30 years. Many of our loan programs are now offered in states across the country.