USDA and FHA Pro and Con in Central-Point, Jackson County, OR
In 2025, the USDA loan limit for Central-Point, in the county of Jackson, OR, is {DETAILS_LOAN_LIMIT_USDA_1_1}, while the FHA cap for a single-family home is $356,500.
With Lendersa® USDA loan calculator, compare the top USDA and FHA rates today, determining the income needed, credit, reserves, and documents for eligibility. Our advanced mortgage tool shows USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best plan for your finances in .
2025 Loan Limits & Down Payment Requirements in Central-Point, Jackson, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,200
0%
FHA
$356,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Central-Point, OR
Lendersa® aims to quickly connect you with the best USDA or FHA loan smoothly. Choose one of three starting routes to align with lenders and explore USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
At Lucid Lending we look forward to matching you with the best mortgage program to fit your needs. We know everyone has a different situation, some are more unique that others, and it is important that you work with someone that has the knowledge and experience of the constantly changing mortgage industry.
112-114 North Sycamore Street, Elizabethton, TN, 37643
Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
Happy Valley Credit Union was chartered by the State of Tennessee in 1933 to service the employees of NARC & Bemberg. Our Name was originally Bemberg-Glanzstoff Credit Union. Our name changed to Happy Valley Credit Union in 1934. Membership is open to anyone who worships, lives, or works within one of our census tract areas of Carter County, TN.
Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
1970 W. Elk Avenue, Unit C, Elizabethton, TN, 37643
At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest.
After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
