USDA Vs. FHA Pro and Con comparison in Phoenix, Jackson County, OR
In 2025, the USDA loan limit in Phoenix, within Jackson county, OR, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, and determine necessary income, credit, reserves, and documents for eligibility. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the best program in tailored to your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Phoenix, Jackson County, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Phoenix, OR
Lendersa® is focused on getting you the best USDA or FHA loan swiftly and without hassle. Choose one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. It is available solely in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans necessitate no down payment.
10300 SW Greenburg Road - Suite 270, Portland, OR, 97223
Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223
ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
Our goal is to secure the financing you need as simply as possible. Our longstanding partnerships also allow us to navigate the options on behalf of our clients, and then suggest the best loan or lease. Because we know precisely what documentation each lender requires, we can help each client gather exactly the right information.
10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219
Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.
10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
7845 SW Capitol Highway, Suite 5D, Portland, OR, 97219
Columbia Home Mortgage providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area. He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
8196 South West Hall Blvd, Suite 110, Beaverton, OR, 97008
Commercial finance is one of the very best tools that nearly all small business owners have access to. Many do not realize that they can be approved, but there is an option for any situation. Goldendale Capital is committed to helping you get the working capital you need. Whether you are hoping to undertake an exciting new project,
